13 Leisure Ln, McCook Lake (North Sioux City), SD 57049 Property Records

Union County property record for 13 Leisure Ln, McCook Lake, SD 57049

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,992 sqft · built 1932
Lot Size0.205 acres (8,924 sqft)
Owner2 Individual Names on Record
Tax Bill$4,006 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05.15.04.1075

Property Details

APN / Parcel Number

Primary APN05.15.04.1075

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,992 sqft Living Area
Basement Area800 sqft
Finished Basement800 sqft
Unfinished Basement800 sqft
FlooringBrick
Interior WallsBrick

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialCombination
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area8,924 sqft (0.205 acres)
Lot Dimensions137 ft deep x 65 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address13 LEISURE LN
CityNORTH SIOUX CITY
StateSD
Zip57049-4039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 12-13 CHAS HALLI DAY TR1 SE1/4 INC 25' VAC OLD LEISURE LN N SIOUX CITY
Legal Range48
Legal Township89
Legal Section04
Legal SubdivisionCHARLES HALLIDAY TRACT NO 1
Legal Tract1
Legal BlockB
Legal Lot Number12-13
Legal Unit2
JurisdictionUNION SD
Township / Civil DivisionNORTH SIOUX CITY
Census Block Group3
Census Block3064
Census Tract20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 LEISURE LN, NORTH SIOUX CITY, SD 57049-4039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address13 LEISURE LN, MCCOOK LAKE, SD 57049-4039
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000178/69
DateJan 19, 2021
Book Page178/69
Instrument210312
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityNorth Sioux City
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,006.00 (+0.02%)$274,209 (+2.12%) Land $104,300 Building $169,909
2025$4,005.00 (-1.33%)$268,518 (-2.08%) Land $104,300 Building $164,218
2024$4,059.00 (-1.05%)
2023$4,102.00 (+11.62%)$274,209 Land $104,300 Building $169,909
2022$3,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH SIOUX CITY
serves 3,042 people · EPA ID SD4600226
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable · Fiber in parts of the area
1,500 / 50
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: ImOn Communications.

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