13 Lawrence St, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 13 Lawrence St, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,806 sqft · built 1875
Lot Size	0.243 acres (10,580 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Mar 2001)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0062 B:000041`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0062 B:000041`
Alternative APN	`ABHM M:0062 B:000041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
Gross Area	2,693 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,580 sqft (0.243 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	13 LAWRENCE ST
City	ASHBURNHAM
State	MA
Zip	01430-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	41
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	2
Census Block	2012
Census Tract	700100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashburnham Center Historic District listed 1999 · 197 contributing resources · NRIS 99000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13 Lawrence St is owned and occupied by two individuals who bought it in March 2001.

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 LAWRENCE ST, ASHBURNHAM, MA 01430-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit I-C FCU
Jul 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage I-C FCU
May 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2001 · Amount on File
Deed Sale	Mar 29, 2001 · Amount on File
Prior Sale	Oct 15, 1999 · Amount on File
Deed Book / Page	3748 / 242
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	13 LAWRENCE ST, ASHBURNHAM, MA 01430-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8765-160
Date	Feb 21, 2017
Book Page	8765/160
Instrument	3017

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	13 LAWRENCE ST, ASHBURNHAM, MA 01430-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9661-314
Date	Jul 10, 2020
Book Page	9661/314
Instrument	11117

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	13 LAWRENCE ST, ASHBURNHAM, MA 01430-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9624-1
Date	May 26, 2020
Book Page	9624/1
Instrument	8124

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 13 Lawrence St was $4,193, up 2.3% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (+2.32%)	$282,000 (+8.38%) Land $32,700 Building $249,300	$377,245 (+1.64%)
2024	$4,098.00 (-2.01%)	$260,200 (+2.97%) Land $32,700 Building $227,500	$371,165
2023	$4,182.00	$252,700 Land $32,700 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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