Charleston County property record for 13 Laurel Ave, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,046 sqft · built 1945 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Oct 2011) |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 463-08-02-058 |
| Primary APN | 463-08-02-058 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,046 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 130 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13 LAUREL AVE |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -13 LAUREL AVE DESCRIPTION -LT 153 |
| Legal Subdivision | 13 LAUREL AVE |
| Legal Lot Number | 153 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1500 |
13 Laurel Ave is owned and occupied by two individuals who bought it in October 2011.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 LAUREL AVE, CHARLESTON, SC 29403-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 11, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2011 · Amount on File |
| Deed Sale | Oct 6, 2011 · Amount on File |
| Prior Sale | Apr 9, 2010 · Amount on File |
| Deed Book / Page | 211 / 14 |
| Prior Transfer Date | Nov 2, 2006 |
| Prior Transfer Doc | 00R6230238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 22, 2026 |
| Property Address | 13 LAUREL AVE, CHARLESTON, SC 29403-3213 |
| Document Number | 0000038852 |
| Book / Page | 1397 / 708 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202638852 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 13 LAUREL AVE, CHARLESTON, SC 29403-3213 |
| Document Number | 0000038852, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 1397/708 |
| Instrument | 202638852 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 13 LAUREL AVE, CHARLESTON, SC 29403-3213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0012360845 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 1236/845 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 13 LAUREL AVE, CHARLESTON, SC 29403-3213 |
| Document Number | 0892/0526 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 13 LAUREL AVE CHARLESTON SC 294033213, CHARLESTON, SC 29403-3213 |
| Document Number | 0892/0526 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 000892/000526 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 13 LAUREL AVE, CHARLESTON, SC 29403-3213 |
| Document Number | 0835/0406 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13 LAUREL AVE CHARLESTON SC 294033213, CHARLESTON, SC 29403-3213 |
| Document Number | 0835/0406 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 000835/000406 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 29, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 13 LAUREL AVE, CHARLESTON, SC 29403-3213 |
| Document Number | 0743/0163 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 13 LAUREL AVE CHARLESTON SC 294033213, CHARLESTON, SC 29403-3213 |
| Document Number | 0743/0163 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 000743/000163 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13 Laurel Ave was $1,586, up 15.8% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,586.00 (+15.77%) | $284,412 (+2,775.75%) Land $198,381 Building $86,031 | $619,300 Land $410,000 Building $209,300 |
| 2024 | $1,370.00 | $9,890 | |
| 2022 | $1,257.00 | $9,890 | $430,100 Land $300,000 Building $130,100 |
| 2020 | $430,100 Land $300,000 Building $130,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13 Laurel Ave in Zone X, an area of moderate flood risk, though there have been 34 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 34 (1989–2020) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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