13 Lance Dr, Charleston, WV 25311 Property Records

Kanawha County property record for 13 Lance Dr, Charleston, WV 25311

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1948
Lot Size	0.182 acres (7,971 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (Jul 2021)
Tax Bill	$535 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-53-0023.0000`

Property Details

APN / Parcel Number

Primary APN	`10-53-0023.0000`
Alternative APNs	`20-10-53-0023.0000` `06676359`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,971 sqft (0.182 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06676359
Street Address	13 LANCE DR
City	CHARLESTON
State	WV
Zip	25311-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 PT LT 12 SEC 1 VAUGHAN ADN LANCE DRIVE 13
Legal Subdivision	VAUGHAN ADN
Legal Lot Number	12,13
Jurisdiction	KANAWHA WV
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	1100

Owner

13 Lance Dr is owned by an individual who bought it in July 2021.

Source: Kanawha County records, as of November 5, 2025

Owner of Record	Individual Name on File
Mailing Address	129 MCGOVRAN RD, CHARLESTON, WV 25314-1801
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2020	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	3105034
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Jul 14, 2021
Property Address	13 LANCE DR, CHARLESTON, WV 25311-1232
Document Number	3105034
Instrument Date	Jul 13, 2021
Instrument	3105034
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCGOVRAN RD, CHARLESTON, WV 25314-1801

Mortgage

Document Number	4521909
Date	Jul 14, 2021
Instrument	4521909

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Dec 21, 2020
Property Address	13 LANCE DR, CHARLESTON, WV 25311-1232
Document Number	0030830863
Book / Page	003083 / 000863
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PRAIRIE HILLS RD ELKVIEW WV 250716723, ELKVIEW, WV 25071-6723

Mortgage

Document Number	44720962
Date	Dec 21, 2020
Book Page	004472/000962

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Dec 20, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Lance Dr was $535.

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00	$33,300 Land $7,380 Building $25,920	$55,500 Land $12,300 Building $43,200
2023	$509.00	$31,680 (+13.06%) Land $7,380 Building $24,300	$52,800 (+13.06%) Land $12,300 Building $40,500
2022		$28,020 Land $7,380 Building $20,640	$46,700 Land $12,300 Building $34,400
2021	$898.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Lance Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1982–2015)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Mar 2015 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Lance Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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