13 Lamplighter Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 13 Lamplighter Ln, O Fallon, MO 63368 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 1985
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Tax Bill	$3,792 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A850003347`

Property Details

APN / Parcel Number

Primary APN	`A850003347`
Alternative APN	`2-0070-5819-00-0157.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	1,120 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850003347
Street Address	13 LAMPLIGHTER LN
City	O FALLON
State	MO
Zip	63368-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS OF PHEASANT PT VLG 1 LOT 157
Legal Subdivision	VLGS OF PHEASANT PT
Legal Lot Number	157
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2004
Census Tract	311124

Owner

Source: St. Charles County records · APN A850003347

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13 LAMPLIGHTER LN, O FALLON, MO 63368-7304
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBANK
Apr 22, 2021	Deed of Trust, Mortgage · SBA Mortgage CITIZENS BANK
Jul 17, 2019	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2024
Deed Sale	Dec 18, 2024
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	202453058
Prior Transfer Date	Oct 29, 2024
Prior Transfer Doc	0000053058
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	13 LAMPLIGHTER LN, O FALLON, MO 63368-7304
Transaction Type	Mortgage
Record Updated	Jun 28, 2023
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LAMPLIGHTER LN, O FALLON, MO 63368-7304

Mortgage

Document Number	0000022924
Date	Jun 14, 2023
Instrument	2023R-022924

Lender

Name	HOMEBANK
Type	Bank
Address	PALMYRA, MO 63461

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jun 09, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	13 LAMPLIGHTER LN, O FALLON, MO 63368-7304
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LAMPLIGHTER LN, O FALLON, MO 63368-7304

Mortgage

Document Number	0000035567
Date	Apr 22, 2021
Instrument	2021R-035567

Lender

Name	CITIZENS BANK
Type	Bank
Address	ELIZABETHTON, TN 37644

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 17, 2019
Property Address	13 LAMPLIGHTER LN, O FALLON, MO 63368-7304
Document Number	0071062479
Book / Page	007106 / 002479
Instrument Date	Jul 15, 2019
Instrument	364910
Transaction Type	Transfer
Record Updated	Aug 06, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 LAMPIHTER LN O FALLON MO 63368, O FALLON, MO 63368

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,995 (-)	$310,498 (-) Land $50,000 Building $260,498
2025	$3,792.00 (+4.58%)	$58,995 (+7.73%)	$310,498 (+7.72%) Land $50,000 Building $260,498
2024	$3,626.00
2023		$54,764
2022			$288,234 Land $50,000 Building $238,234

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111242, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Dec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms & Flooding, Sep 1993 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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