13 Kemper Ave, Westminster, MD 21157 Property Records

Carroll County property record for 13 Kemper Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,048 sqft · built 1947
Lot Size	0.262 acres (11,416 sqft)
Owner	Company Name on File
Last Sale	$198,100 (Mar 2022)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-052936`

Property Details

APN / Parcel Number

Primary APN	`07-052936`
Alternative APNs	`7052936` `052936`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,048 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	11,416 sqft (0.262 acres)
Lot Dimensions	210 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	052936
Street Address	13 KEMPER AVE
City	WESTMINSTER
State	MD
Zip	21157-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT- 0.262 AC 13 KEMPER AVE WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3032
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8504 FOREST AND STREAM CLUB RD, KEYMAR, MD 21757-8748
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 7, 2022	Deed, Transfer · Stand-Alone First Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 21, 2019	Grant Deed, Transfer · Conventional Mortgage PENNYMAC
Aug 27, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Book / Page	10695 / 436
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	13 KEMPER AVE, WESTMINSTER, MD 21157-4002
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095410093
Date	Jan 16, 2020
Book Page	9541/0093

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 7, 2022
Property Address	13 KEMPER AVE, WESTMINSTER, MD 21157-4002
Document Number	0106950436
Book / Page	10695 / 436
Instrument Date	Feb 2, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8504 FOREST AND STREAM CLUB RD, KEYMAR, MD 21757-8748

Mortgage

Document Number	0010695444
Date	Mar 7, 2022
Instrument	10695/444

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 8, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 21, 2019
Property Address	13 KEMPER AVE, WESTMINSTER, MD 21157-4002
Document Number	0092950418
Book / Page	009295 / 000418
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 HAMPSTEAD MEXICO RD WESTMINSTER MD 211573941, WESTMINSTER, MD 21157-3941

Mortgage

Document Number	92950424
Date	May 21, 2019
Book Page	009295/000424

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 27, 2018
Property Address	13 KEMPER AVE, WESTMINSTER, MD 21157-4002
Document Number	0091030029
Book / Page	009103 / 000029
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.31
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 KEMPER AVE WESTMINSTER MD 211574002, WESTMINSTER, MD 21157-4002

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,100 (+34.55%) Land $76,600 Building $206,500	$283,100 (+34.55%) Land $76,600 Building $206,500
2025	$4,349.00 (+22.33%)
2023	$3,555.00	$210,400 Land $76,600 Building $133,800	$210,400 Land $76,600 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Telecommunications, Verizon.

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