13 Joy Cir, Barto, PA 19504 Property Records

Berks County property record for 13 Joy Cir, Barto, PA 19504

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,799 sqft · built 2010
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$357,446 (Sep 2010)
Tax Bill$3,070 (2026)
Deeds & MortgagesOct 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5398-02-97-0597

Property Details

APN / Parcel Number

Primary APN5398-02-97-0597
Alternative APNs
  • 89-5398-02-97-0597
  • 89000453
  • 000453

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,799 sqft Living Area
Gross Area4,921 sqft
Basement Area1,122 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area27,007 sqft (0.62 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number89000453
Street Address13 JOY CIR
CityBARTO
StatePA
Zip19504-8742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGEHRINGER FARM-PH I
Legal Block97
Legal Lot Number28
JurisdictionBERKS PA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2024
Census Tract13302

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 JOY CIR, BARTO, PA 19504-8742
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 13, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2010 · Amount on Record
Deed SaleSep 15, 2010 · Amount on Record
Deed Document Number201035400
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address13 JOY CIR, BARTO, PA 19504-8742
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 JOY CIR, BARTO, PA 19504-8742

Mortgage

Document Number0000042138
DateOct 26, 2022
Instrument2022042138
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueJul 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address13 JOY CIR, BARTO, PA 19504-8742
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyEAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022986
DateJul 13, 2020
Instrument2020022986
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionWashington Township
Unified School DistrictBoyertown Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,070.00 (+6.19%) Homeowner's exemption$267,900 (-) Land $89,800 Building $178,100$89,800 (-66.48%) Land $89,800
2024$2,891.00$267,900 Land $89,800 Building $178,100
1994$267,900 Land $89,800 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2020–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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