13 John St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 13 John St, Schenectady, NY 12305

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,240 sqft · built 1900
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Nov 2020)
Tax Bill	$6,199 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`421500 39.56-2-34`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-2-34`
Alternative APN	`150003905600020340000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Total Area
1st Floor Area	1,216 sqft
2nd Floor Area	1,024 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13 JOHN ST
City	SCHENECTADY
State	NY
Zip	12305-1008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AGED AFFIDAVIT REQUIRED 2 WOOD AND BRICK
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 VINCENT DR, SCHENECTADY, NY 12303-5267
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 12, 2020	Warranty Deed, Transfer JUDITH & ALLEN DENEGRIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	202035225
Deed Book / Page	2045 / 511
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 31, 2023
Property Address	13 JOHN ST, SCHENECTADY, NY 12305-1008
Document Number	0000049585
Book / Page	2114 / 866
Instrument Date	Aug 4, 2023
Instrument	202349585
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1912 UNION ST, SCHENECTADY, NY 12309-5423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 VINCENT DR, SCHENECTADY, NY 12303-5267

Mortgage

Document Number	0000049586
Date	Aug 31, 2023
Instrument	202349586

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 12, 2020
Property Address	13 JOHN ST, SCHENECTADY, NY 12305-1008
Document Number	0000035225
Book / Page	002045 / 000511
Instrument Date	Sep 15, 2020
Instrument	35225
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 UNION ST SCHENECTADY NY 123095423, SCHENECTADY, NY 12309-5423

Mortgage

Document Number	35226
Date	Nov 12, 2020
Book Page	005039/000663
Instrument	35226

Lender

Name	JUDITH & ALLEN DENEGRIS
Address	13 JOHN ST, SCENECTADY, NY

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,199.00 (+3.28%)
2025	$6,002.00 (+7.2%)	$103,500 (-) Land $15,500 Building $88,000	$171,386 (+30.82%) Land $25,667 Building $145,719
2023		$103,500 (-) Land $15,500 Building $88,000	$131,013 (+3.8%) Land $19,620 Building $111,393
2022		$103,500 Land $15,500 Building $88,000	$126,220 Land $18,903 Building $107,317
2021	$5,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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