13 Joe Sarle Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 13 Joe Sarle Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2005
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,735 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-0174-00`

Property Details

APN / Parcel Number

Primary APN	`13-0174-00`
Alternative APN	`GLOC M:009 B:018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	4,744 sqft
1st Floor Area	1,904 sqft
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	221,285 sqft (5.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13-0174-00
Street Address	13 JOE SARLE RD
City	CHEPACHET
State	RI
Zip	02814-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	18
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1049
Census Tract	13101

Owner

13 Joe Sarle Rd is owned and occupied by two individuals.

Source: Glocester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 JOE SARLE RD, CHEPACHET, RI 02814-2519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC
Jan 3, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	13 JOE SARLE RD, CHEPACHET, RI 02814-2519
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000982-118
Date	Jan 13, 2026
Book Page	982/118
Instrument	56376

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	13 JOE SARLE RD, CHEPACHET, RI 02814-2519
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000937-147
Date	Dec 20, 2023
Book Page	937/147
Instrument	52679

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	49 Months
Due	Jan 1, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	13 JOE SARLE RD, CHEPACHET, RI 02814-2519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	846-179
Date	Dec 1, 2020
Book Page	846/179
Instrument	45221

Lender

Name	OCMBC INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jan 3, 2018
Property Address	13 JOE SARLE RD, CHEPACHET, RI 02814-2519
Document Number	760-293
Book / Page	000760 / 000293
Instrument Date	Dec 28, 2017
Instrument	37799
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 JOE SARLE RD CHEPACHET RI 028142519, CHEPACHET, RI 02814-2519

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jan 3, 2018
Property Address	13 JOE SARLE RD, CHEPACHET, RI 02814-2519
Document Number	760-331
Book / Page	000760 / 000331
Instrument Date	Dec 28, 2017
Instrument	37806
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 JOE SARLE RD CHEPACHET RI 028142519, CHEPACHET, RI 02814-2519

Tax Assessment & Valuation

The 2025 property tax bill for 13 Joe Sarle Rd was $7,735.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,735.00	$542,400 Land $160,000 Building $382,400	$615,646
2023	$7,729.00 (+17.48%)	$542,400 (+54.09%) Land $160,000 Building $382,400
2022	$6,579.00	$352,000 Land $100,800 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Joe Sarle Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Joe Sarle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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