13 Jerad Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 13 Jerad Dr, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,544 sqft · built 2004
Lot Size	1.03 acres (44,997 sqft)
Owner	2 Individual Names on File
Last Sale	$319,600 (Nov 2004)
Tax Bill	$8,031 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:041-07980 B:26A L:0`

Property Details

APN / Parcel Number

Primary APN	`M:041-07980 B:26A L:0`
Alternative APNs	`LUDL M:41 B:7980 P:26A` `9722`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	4,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,997 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9722
Street Address	13 JERAD DR
City	LUDLOW
State	MA
Zip	01056-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RALPH E CONNELLY
Legal Block	7980
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3018
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:041-07980 B:26A L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 JERAD DR, LUDLOW, MA 01056-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2004 · Amount on Record
Deed Sale	Nov 24, 2004 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	200410581
Deed Book / Page	14649 / 81
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	13 JERAD DR, LUDLOW, MA 01056-1747
Document Number	22091-285
Instrument Date	Mar 09, 2018
Transaction Type	Mortgage
Record Updated	Apr 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22091-285
Date	Mar 14, 2018
Book Page	022091/000285
Instrument	12944

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,031.00 (+4.5%)	$462,900 (+8.97%) Land $97,300 Building $365,600	$596,030 (+0.67%)
2024	$7,685.00 (+3.2%)	$424,800 (+11.29%) Land $97,300 Building $327,500	$592,040
2023	$7,447.00	$381,700 Land $85,400 Building $296,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 4 of 6 on primary residences
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.