Morris County and Roxbury Township property record for 13 James St, Wharton, NJ 07885
| Property Type | Single Family Home |
|---|---|
| Details | 1,448 sqft · built 1942 |
| Lot Size | 0.566 acres (24,655 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Jun 2024) |
| Tax Bill | $8,159 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2022 Line of Credit |
| APN | 36-13001-0000-00019 |
| Primary APN | 36-13001-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,448 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Frame |
| Lot Area | 24,655 sqft (0.566 acres) |
| Old Parcel Number | 3600006000000006 |
|---|---|
| Street Address | 13 JAMES ST |
| City | WHARTON |
| State | NJ |
| Zip | 07885-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 13001 |
| Legal Lot Number | 19 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | ROXBURY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 45300 |
13 James St is owned and occupied by two individuals who bought it in June 2024.
Source: Morris County and Roxbury Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 JAMES ST, WHARTON, NJ 07885-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on File |
| Deed Sale | Jun 24, 2024 · Amount on File |
| Deed Document Number | 202422814 |
| Deed Book / Page | 24765 / 1352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 13 JAMES ST, WHARTON, NJ 07885-1028 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 13 JAMES ST, WHARTON, NJ 07885-1028 |
| Document Number | 0246320774 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 24632/774 |
| Instrument | 2023027668 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 13 JAMES ST, WHARTON, NJ 07885-1028 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13 JAMES ST, WHARTON, NJ 07885-1028 |
| Document Number | 0244660553 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 24466/553 |
| Instrument | 2022053072 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | May 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morris County and Roxbury Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Roxbury Township |
| Unified School District | Roxbury Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,800 (-) Land $109,000 Building $187,800 | $296,800 (-) Land $109,000 Building $187,800 | |
| 2025 | $296,800 Land $109,000 Building $187,800 | $296,800 Land $109,000 Building $187,800 | |
| 2024 | $8,159.00 | ||
| 2023 | $296,800 Land $109,000 Building $187,800 | $296,800 Land $109,000 Building $187,800 | |
| 2022 | $7,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 13 James St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 James St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ROXBURY private · serves 11,793 people · EPA ID NJ1436002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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