13 James Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 13 James Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,530 sqft · built 1978
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$52,900 (Apr 1979)
Tax Bill	$6,161 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00113 L:00065`

Property Details

APN / Parcel Number

Primary APN	`STER M:00113 L:00065`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
Gross Area	2,788 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	13 JAMES RD
City	STERLING
State	MA
Zip	01564-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	65
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4006
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 326, STERLING, MA 01564-0326
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA
Jan 17, 2017	Deed of Trust, Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 1979 · Amount on Record
Deed Sale	Apr 4, 1979 · Amount on Record
Deed Book / Page	6701 / 70
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	13 JAMES RD, STERLING, MA 01564-1404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56780-64
Date	Feb 24, 2017
Book Page	56780/64
Instrument	19797

Lender

Name	SANTANDER BK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	13 JAMES RD, STERLING, MA 01564-1404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56618-107
Date	Jan 17, 2017
Book Page	56618/107
Instrument	5471

Lender

Name	SANTANDER BK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,161.00 (+2.17%)	$490,900 (+4.85%) Land $179,700 Building $311,200	$564,300 (-)
2025	$6,030.00 (+2.31%)	$468,200 (+5.74%) Land $155,600 Building $312,600	$564,300 (+12.44%)
2024	$5,894.00 (+5.23%)	$442,800 (+13.05%) Land $150,400 Building $292,400	$501,885
2023	$5,601.00	$391,700 Land $142,600 Building $249,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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