13 Howard Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 13 Howard Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,808 sqft · built 1961
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Trust Names on File
Last Sale	$360,000 (Nov 2002)
Tax Bill	$9,874 (2026)
Deeds & Mortgages	May 2021 Refinance Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0127 B:0480 L:15`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0127 B:0480 L:15`
Alternative APN	`6709`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,808 sqft Living Area
Gross Area	3,582 sqft
1st Floor Area	2,002 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	6709
Street Address	13 HOWARD RD
City	CHELMSFORD
State	MA
Zip	01824-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	480
Legal Lot Number	15
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	2
Census Block	2026
Census Tract	317103

Owner

13 Howard Rd is owner-occupied and held in a trust since May 2021.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13 HOWARD RD, CHELMSFORD, MA 01824-4713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Jun 1, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2002 · Amount on File
Deed Sale	Nov 15, 2002 · Amount on File
Prior Sale	May 30, 1997 · Amount on File
Last Transfer Date	May 26, 2021
Transfer Doc	35822-222
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	13 HOWARD RD, CHELMSFORD, MA 01824-4713
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35731-241
Date	May 11, 2021
Book Page	35731/241
Instrument	27822

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Jun 1, 2021
Property Address	13 HOWARD RD, CHELMSFORD, MA 01824-4713
Document Number	35822-222
Book / Page	35822 / 222
Instrument Date	May 26, 2021
Instrument	32424
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 HOWARD RD, CHELMSFORD, MA 01824-4713

Tax Assessment & Valuation

The 2026 property tax bill for 13 Howard Rd was $9,874, up 0.3% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,874.00 (+0.31%)	$744,100 (+5.08%) Land $315,300 Building $428,800	$800,850 (-)
2025	$9,843.00 (+2.06%)	$708,100 (-) Land $287,300 Building $420,800	$800,850 (+4.93%)
2024	$9,644.00 (+4.49%)	$708,100 (+10.24%) Land $287,300 Building $420,800	$763,230
2023	$9,230.00	$642,300 Land $309,000 Building $333,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Howard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Howard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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