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13 Howard Gandy St, Petal, MS 39465 Property Records

Perry County property record for 13 Howard Gandy St, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 1988
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Tax Bill$205 (2025)
Deeds & MortgagesFeb 2021 Reverse Mortgage
Feb 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN025A-29-045.000

Property Details

APN / Parcel Number

Primary APN025A-29-045.000
Alternative APN
  • 6609

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,768 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage Area576 sqft
Parking Spaces3 Parking Spaces
Utility Building300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number6609
Street Address13 HOWARD GANDY ST
CityPETAL
StateMS
Zip39465-8121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 6 RUNNELSTOWN SUB
Legal SubdivisionRUNNELSTOWN SUB
Legal Block6
Legal Lot Number8
JurisdictionPERRY MS
Township / Civil Division2
Census Block Group4
Census Block4029
Census Tract950101

Owner

Source: Perry County assessment roll, APN 025A-29-045.000, as of September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 HOWARD GANDY ST, PETAL, MS 39465-8121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Feb 22, 2021Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2001
Deed SaleSep 04, 2001
Deed Document Number0000121755
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPERRY MS
Property Address13 HOWARD GANDY ST, PETAL, MS 39465-8121
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000286/387
DateFeb 22, 2021
Book Page286/387
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPERRY MS
Property Address13 HOWARD GANDY ST, PETAL, MS 39465-8121
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000286/405
DateFeb 22, 2021
Book Page286/405
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Perry County assessment roll as of September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPerry County
Unified School DistrictPerry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$205.00 (-0.49%) Homeowner's exemption Disabled Person's exemption$9,887 (-)$98,870 (-) Land $5,580 Building $93,290
2024$206.00 (+8.99%)
2023$189.00 (+3.28%) Homeowner's exemption Disabled Person's exemption$9,887 (-)$98,870 (-) Land $5,580 Building $93,290
2022$183.00 Homeowner's exemption Disabled Person's exemption$9,887$98,870 Land $5,580 Building $93,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Perry County (28111C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281119501014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · above 86% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 52 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
defastlink
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Telapex
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0560005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRUNNELSTOWN-NORTH
public/private · serves 1,968 people
Water SourceGroundwater
Last State InspectionAug 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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