13 Hickory Ln, Oswego, IL 60543 Property Records

Kendall County property record for 13 Hickory Ln, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,544 sqft · built 1967
Lot Size	0.794 acres (34,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2021)
Tax Bill	$10,190 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-453-002`

Property Details

APN / Parcel Number

Primary APN	`02-13-453-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,544 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	2,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	34,591 sqft (0.794 acres)
Lot Dimensions	230 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	13 HICKORY LN
City	OSWEGO
State	IL
Zip	60543-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 OAK HILLS UNIT 2
Legal Subdivision	OAK HILLS
Legal Lot Number	15
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1003
Census Tract	890402

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 HICKORY LN, OSWEGO, IL 60543-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Jan 17, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	202119160
Prior Transfer Date	May 20, 1999
Prior Transfer Doc	0000009318
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 29, 2021
Property Address	13 HICKORY LN, OSWEGO, IL 60543-9430
Document Number	0000019160
Instrument Date	Jul 2, 2021
Instrument	202100019160
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 HICKORY LN, OSWEGO, IL 60543-9430

Mortgage

Document Number	0000019161
Date	Jul 29, 2021
Instrument	202100019161

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	13 HICKORY LN, OSWEGO, IL 60543-9430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018680
Date	Dec 5, 2019
Instrument	201900018680

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 26, 2018
Property Address	13 HICKORY LN, OSWEGO, IL 60543-9430
Document Number	0000013945
Instrument Date	Sep 14, 2018
Instrument	201800013945
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 HICKORY LN, OSWEGO, IL 60543-9430

Mortgage

Document Number	0000013946
Date	Sep 26, 2018
Instrument	201800013946

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	13 HICKORY LN, OSWEGO, IL 60543-9430
Document Number	0000000927
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 HICKORY LN OSWEGO IL 605439430, OSWEGO, IL 60543-9430

Mortgage

Document Number	0000000927
Date	Jan 17, 2017
Instrument	927

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 17, 2017
Property Address	13 HICKORY LN, OSWEGO, IL 60543-9430
Document Number	0000000926
Instrument Date	Jan 5, 2017
Instrument	926
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 HICKORY LN OSWEGO IL 605439430, OSWEGO, IL 60543-9430

Mortgage

Document Number	927
Date	Jan 17, 2017
Instrument	927

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,502 (+34.77%) Land $16,658 Building $138,844	$466,506 (+34.77%) Land $49,974 Building $416,532
2024	$10,190.00
2022		$115,385 Land $12,360 Building $103,025	$346,155 Land $37,080 Building $309,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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