Rockland County and Haverstraw Town property record for 13 Heck Rd, Garnerville, NY 10923
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,176 sqft · built 1958 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2015) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.10-3-50 |
| Primary APN | 392203 26.10-3-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,176 sqft Total Area |
| 1st Floor Area | 2,176 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.169 acres) |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008242 |
|---|---|
| Old Parcel Number | 220302601000030500000000 |
| Street Address | 13 HECK RD |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1801 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 302 |
| Legal Description | 44.-3-2 |
| Legal Block | 3 |
| Legal Lot Number | 50.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10601 |
13 Heck Rd, a duplex, is owned by two individuals who bought it in October 2015.
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2824 MORRIS AVE, BRONX, NY 10468-2824 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage HUD |
| Dec 5, 2022 | Deed of Trust, Mortgage HUD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on File |
| Deed Sale | Oct 2, 2015 · Amount on File |
| Prior Sale | Jan 25, 2011 · Amount on File |
| Deed Document Number | 0201528912 |
| Deed Book / Page | 2015 / 28912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 13 HECK RD, GARNERVILLE, NY 10923-1801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000043944 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022-00043944 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 348 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 13 HECK RD, GARNERVILLE, NY 10923-1801 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000042250 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2022-00042250 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $332,800 (-) Land $102,700 Building $230,100 | $571,233 (+5.2%) Land $176,279 Building $394,954 |
| 2023 | $332,800 Land $102,700 Building $230,100 | $542,992 Land $167,564 Building $375,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Heck Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Heck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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