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13 Heather Ct, Elkton, MD 21921 Property Records

Cecil County property record for 13 Heather Ct, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,211 sqft · built 1994
Lot Size0.211 acres (9,179 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Aug 2021)
Tax Bill$4,649 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-088626

Property Details

APN / Parcel Number

Primary APN03-088626
Alternative APNs
  • 3088626
  • 088626

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,211 sqft Total Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,179 sqft (0.211 acres)
Garage TypeBasement
Garage Area676 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number088626
Street Address13 HEATHER CT
CityELKTON
StateMD
Zip21921-6576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 275 - .2107 ACRE 13 HEATHER COURT KENSINGTON COURTS
Legal SubdivisionKENSINGTON CTS
Legal Block11
Legal Lot Number275
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1014
Census Tract30505

Owner

Source: Cecil County records · APN 03-088626

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13 HEATHER CT, ELKTON, MD 21921-6576
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleDec 16, 1994 · Amount on Record
Deed Book / Page4960 / 372
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 19, 2021
Property Address13 HEATHER CT, ELKTON, MD 21921-6576
Document Number0049600372
Book / Page4960 / 372
Map ReferenceMB 13 FO 74
Instrument DateAug 06, 2021
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyKIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 HEATHER CT, ELKTON, MD 21921-6576

Mortgage

Document Number0004960379
DateAug 19, 2021
Instrument4960/379
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$296,633 (+31.66%)$324,500 (+34.7%) Land $94,500 Building $230,000
2025$4,649.00 (+44.38%)
2023$3,220.00$225,300$240,900 Land $63,000 Building $177,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: IQ Fiber Intermediate Holdings, Verizon.

Based on FCC filings for 320 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF ELKTON
serves 15,625 people
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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