13 Hazel St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 13 Hazel St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,352 sqft · built 1966
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Oct 1999)
Tax Bill	$5,673 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`361200 288.14-1-9.2`

Property Details

APN / Parcel Number

Primary APN	`361200 288.14-1-9.2`
Alternative APNs	`120028801400010090020000` `3911 1637`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	92 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 1637
Street Address	13 HAZEL ST
City	ONEONTA
State	NY
Zip	13820-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	1
Legal Lot Number	9.002
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1007
Census Tract	591000

Owner

13 Hazel St is owned and occupied by an individual who bought it in October 1999.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	13 HAZEL ST, ONEONTA, NY 13820-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 1999 · Amount on File
Deed Sale	Oct 8, 1999 · Amount on File
Deed Book / Page	879 / 139
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	13 HAZEL ST, ONEONTA, NY 13820-1306
Document Number	0000004396
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 HAZEL ST ONEONTA NY 138201306, ONEONTA, NY 13820-1306

Mortgage

Document Number	0000004396
Date	Oct 13, 2020
Instrument	4396

Lender

Name	NBT BK
Type	Bank
Address	ONEONTA, NY 13820

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13 Hazel St was $5,673 with exemptions applied, up 29% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,673.00 (+28.99%) Homeowner's exemption Senior Citizen's exemption
2025	$4,398.00	$146,000 Land $12,700 Building $133,300	$205,634 Land $17,887 Building $187,747
2023		$146,000 Land $12,700 Building $133,300	$180,247 Land $15,679 Building $164,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Hazel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Hazel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000