Providence City property record for 13 Harmony Dr, Providence, RI 02909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,856 sqft · built 1940 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,100 (Sep 2017) |
| Tax Bill | $3,443 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:94 L:368 |
| Primary APN | PROV M:94 L:368 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 928 sqft |
| Basement Area | 928 sqft |
| Unfinished Basement | 928 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,800 sqft (0.11 acres) |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42555 |
|---|---|
| Street Address | 13 HARMONY DR |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Lot Number | 368 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2000 |
13 Harmony Dr is owned and occupied by an individual who bought it in September 2017.
Source: Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 HARMONY DR, PROVIDENCE, RI 02909-4923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK |
| Jan 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC |
| Sep 28, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on File |
| Deed Sale | Sep 28, 2017 · Amount on File |
| Prior Sale | Apr 29, 2014 · Amount on File |
| Deed Document Number | 2017182083 |
| Deed Book / Page | 11838 / 260 |
| Transfer Doc | 11423-54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 13 HARMONY DR, PROVIDENCE, RI 02909-4923 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 014511-234 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 14511/234 |
| Instrument | 2025398794 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 13 HARMONY DR, PROVIDENCE, RI 02909-4923 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00012991-1 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 12991/1 |
| Instrument | 2021276724 |
| Name | HOMESTAR MORTAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Sep 28, 2017 |
| Property Address | 13 HARMONY DR, PROVIDENCE, RI 02909-4923 |
| Document Number | 11838-260 |
| Book / Page | 011838 / 000260 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 83 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 HARMONY DR PROVIDENCE RI 029094923, PROVIDENCE, RI 02909-4923 |
| Document Number | 11838-261 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 011838/000261 |
| Instrument | 84 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2047 |
The 2025 property tax bill for 13 Harmony Dr was $3,443.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,443.00 | $409,900 Land $129,300 Building $280,600 | $418,885 |
| 2023 | $6,426.00 (+3.08%) | $350,200 (-) Land $74,700 Building $275,500 | |
| 2022 | $6,234.00 | $350,200 Land $74,700 Building $275,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Harmony Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 54 units insured incl. 45 condo units |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Harmony Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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