13 Harbor View Dr, Richmond, CA 94804 Property Records

Contra Costa County property record for 13 Harbor View Dr, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,774 sqft · built 1997
Lot Size	0.089 acres (3,880 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Nov 2024)
Tax Bill	$19,625 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`560-620-109-2`

Property Details

APN / Parcel Number

Primary APN	`560-620-109-2`
Alternative APN	`560-620-109`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
1st Floor Area	981 sqft
2nd Floor Area	793 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Cluster
Lot Area	3,880 sqft (0.089 acres)
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	13 HARBOR VIEW DR
City	RICHMOND
State	CA
Zip	94804-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PA
Legal Description	T8097 L12
Legal Subdivision	SUBDIVISION 8097
Legal Tract	8097
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1023
Census Tract	380001

Owner

13 Harbor View Dr is owned and occupied by an individual who bought it in November 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1965 NORTHSHORE DR, RICHMOND, CA 94804-2581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Nov 9, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 22, 2018	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2024 · Amount on File
Deed Sale	Nov 13, 2024 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	2024122730
Prior Transfer Date	Aug 12, 2003
Prior Transfer Doc	0000412788
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	13 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 HARBOR VIEW DR, RICHMOND, CA 94804-7496

Mortgage

Document Number	0000029260
Date	Mar 25, 2026
Instrument	2026- 029260

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	13 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230170
Date	Dec 23, 2019
Instrument	2019-230170

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 9, 2020
Property Address	13 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Document Number	0000267943
Map Reference	MB 396 PG 43
Instrument Date	Oct 28, 2020
Instrument	2020-267943
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 HARBOR VIEW DR, RICHMOND, CA 94804-7496

Mortgage

Document Number	0000267944
Date	Nov 9, 2020
Instrument	2020-267944

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2018
Property Address	13 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Document Number	0000099588
Map Reference	MB 396 PG 43
Instrument Date	Jun 13, 2018
Instrument	2018-099588
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13 HARBOR VIEW DR, RICHMOND, CA 94804-7496

Mortgage

Document Number	0000099589
Date	Jun 22, 2018
Instrument	2018-099589

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13 Harbor View Dr was $19,625 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,275,000 (+2%) Land $816,000 Building $459,000
2025	$19,625.00	$1,250,000 Land $800,000 Building $450,000
2023	$15,889.00 (+1.53%) Homeowner's exemption	$998,784 Land $655,452 Building $343,332
2022	$15,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Harbor View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Harbor View Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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