Middlesex County and Cambridge City property record for 13 Hancock St, Cambridge, MA 02139
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,184 sqft · built 2018 |
| Lot Size | 0.067 acres (2,932 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,525,000 (May 2018) |
| Tax Bill | $12,698 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-11 |
| Primary APN | 120-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 2,932 sqft (0.067 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13 HANCOCK ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02139 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | C-1 |
| Legal Lot Number | 11 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 359400 |
Source: Middlesex County and Cambridge City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 HANCOCK ST, CAMBRIDGE, MA 02139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MVB BANK INC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| May 2, 2018 | Quit Claim Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Prior Sale | Apr 1, 2002 · Amount on Record |
| Deed Book / Page | 70957 / 122 |
| Transfer Doc | 070957-122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 13 HANCOCK ST, CAMBRIDGE, MA 02139 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080263-360 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 80263/360 |
| Instrument | 88086 |
| Name | MVB BANK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 13 HANCOCK ST, CAMBRIDGE, MA 02139 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75729-110 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 75729/110 |
| Instrument | 172183 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Recording Date | May 2, 2018 |
| Property Address | 13 HANCOCK ST, CAMBRIDGE, MA 02139 |
| Document Number | 70957-122 |
| Book / Page | 70957 / 122 |
| Instrument | 61199 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.83 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 HANCOCK ST, CAMBRIDGE, MA 02139 |
| Document Number | 709570125 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 70957/0125 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 2, 2048 |
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,698.00 (+7.03%) | $1,999,700 (-0.22%) Land $835,600 Building $1,164,100 | $1,789,599 |
| 2024 | $11,864.00 (+8.05%) | $2,004,100 (+6.95%) Land $883,700 Building $1,120,400 | |
| 2023 | $10,980.00 | $1,873,800 Land $900,200 Building $973,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starry Fixed Wireless | 500 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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