13 Grand St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 13 Grand St, Poughkeepsie, NY 12601

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,048 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$489,500 (Dec 2025)
Tax Bill	$8,677 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6062-84-977076-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6062-84-977076-0000`
Alternative APNs	`130000606200849770760000` `131300 6.62-84-977.76` `195050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	912 sqft
2nd Floor Area	1,136 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	77 ft deep x 30 ft wide
View / Lot	Urban
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	195050
Street Address	13 GRAND ST
City	POUGHKEEPSIE
State	NY
Zip	12601-3008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4-A
Legal Description	0.05 AC (P) 1893 0673 1711 0735
Legal Block	84
Legal Lot Number	977
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	4
Census Block	4007
Census Tract	220101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1971 · 173 contributing resources · NRIS 71000537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13 Grand St, a duplex, is owned by two individuals who bought it in December 2025.

Source: Dutchess County and Poughkeepsie City records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 UNION ST, 1, POUGHKEEPSIE, NY 12601-3015
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 16, 2025	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2021	Deed, Transfer · Stand-Alone First Mortgage UNMB HOME LOANS INC
May 18, 2017	Deed of Trust, Mortgage MARTHA'S VINEYARD SVGS BK
Feb 22, 2017	Grant Deed, Transfer QUEEN CITY ABSTRACT, QUEEN CITY ABS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Apr 15, 2021 · Amount on File
Deed Document Number	202554407
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	13 GRAND ST, POUGHKEEPSIE, NY 12601-3008
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054269
Date	Dec 16, 2025
Instrument	54269

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Dec 16, 2025
Property Address	13 GRAND ST, POUGHKEEPSIE, NY 12601-3008
Document Number	0000054407
Instrument Date	Dec 10, 2025
Instrument	2025-54407
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 UNION ST # 1, 1, POUGHKEEPSIE, NY 12601-3015

Mortgage

Document Number	0000054269
Date	Dec 16, 2025
Instrument	54269

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Apr 15, 2021
Property Address	13 GRAND ST, POUGHKEEPSIE, NY 12601-3008
Document Number	0000051418
Instrument Date	Mar 18, 2021
Instrument	51418
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 MOTT ST APT 5D, 5D, NEW YORK, NY 10012-3415
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052009
Date	Apr 15, 2021
Instrument	52009

Lender

Name	UNMB HOME LOANS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	13 GRAND ST, POUGHKEEPSIE, NY 12601-3008
Document Number	0000003464
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 GRAND ST POUGHKEEPSIE NY 126013008, POUGHKEEPSIE, NY 12601-3008

Mortgage

Document Number	0000003464
Date	May 23, 2017
Instrument	3464

Lender

Name	MARTHA'S VINEYARD SVGS BK
Type	Federal Savings Bank
Address	EDGARTOWN

Agreement

Amount	Amount on Record
Term	300 Months
Due	May 22, 2042

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Feb 22, 2017
Property Address	13 GRAND ST, POUGHKEEPSIE, NY 12601-3008
Document Number	0000001330
Instrument Date	Feb 14, 2017
Instrument	1330
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

Amount	Amount on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	226 RICHARDSON ST #5A BROOKLYN NY 112225014, 5A, BROOKLYN, NY 11222-5014

Tax Assessment & Valuation

The 2025 property tax bill for 13 Grand St was $8,677, up 46.3% from the year before.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,677.00 (+46.3%)	$292,400 (+15.71%) Land $22,000 Building $270,400	$292,400 (+15.71%) Land $22,000 Building $270,400
2024	$5,931.00	$252,700 (+6%) Land $22,000 Building $230,700	$252,700 (+6%) Land $22,000 Building $230,700
2023		$238,400 (+19.98%) Land $22,000 Building $216,400	$238,400 (+19.98%) Land $22,000 Building $216,400
2022		$198,700 Land $20,000 Building $178,700	$198,700 Land $20,000 Building $178,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13 Grand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Grand St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Optimum, T-Mobile.

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