13 Gelding Hill Rd, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 13 Gelding Hill Rd, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,289 sqft · built 1949
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$507,000 (Jun 2018)
Tax Bill	$11,063 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWT M:51 B:1 L:1`

Property Details

APN / Parcel Number

Primary APN	`NEWT M:51 B:1 L:1`
Alternative APNs	`NTWN M:51 B:1 L:1` `00715600` `715600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,289 sqft Living Area
Gross Area	5,618 sqft
1st Floor Area	1,225 sqft
Basement Area	1,225 sqft
Unfinished Basement	328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Shingle
Lot Area	90,169 sqft (2.07 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	715600
Street Address	13 GELDING HILL RD
City	SANDY HOOK
State	CT
Zip	06482-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	1
Legal Lot Number	1
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1015
Census Tract	230501

Owner

13 Gelding Hill Rd is owned and occupied by an individual who bought it in June 2018.

Source: Newtown Town records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	13 GELDING HILL RD, SANDY HOOK, CT 06482-1444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit NEWTOWN SAVINGS BANK
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTOWN SAVINGS BANK
May 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage NEWTOWN SAVINGS BANK
May 31, 2018	Deed of Trust, Transfer · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Aug 6, 2007 · Amount on File
Deed Document Number	20183935030002
Deed Book / Page	1112 / 562
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Recording Date	Aug 19, 2026
Property Address	13 GELDING HILL RD, SANDY HOOK, CT 06482-1444
Document Number	0000002682
Book / Page	1254 / 40
Instrument Date	Aug 14, 2026
Instrument	20262682
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GELDING HILL RD, SANDY HOOK, CT 06482-1444

Mortgage

Document Number	0000002682,
Date	Aug 19, 2026
Book Page	1254/40
Instrument	20262682

Lender

Name	NEWTOWN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	13 GELDING HILL RD, SANDY HOOK, CT 06482-1444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1143-387
Date	May 29, 2020
Book Page	1143/387
Instrument	20200-00002577

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	13 GELDING HILL RD, SANDY HOOK, CT 06482-1444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1125-995
Date	May 28, 2019
Book Page	1125/995
Instrument	4039790008

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2029

May 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	13 GELDING HILL RD, SANDY HOOK, CT 06482-1444
Document Number	1112-564
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GELDING HILL RD SANDY HOOK CT 064821444, SANDY HOOK, CT 06482-1444

Mortgage

Document Number	1112-564
Date	Jun 1, 2018
Book Page	001112/000564
Instrument	3935040015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Gelding Hill Rd was $11,063.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,063.00	$384,930 Land $119,220 Building $265,710	$269,451 Land $83,454 Building $185,997
2024	$11,063.00 (+9.52%)
2023	$10,101.00 (+7.37%)	$384,930 (+41.85%) Land $119,220 Building $265,710
2022	$9,408.00	$271,370 Land $79,490 Building $191,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Gelding Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Gelding Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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