Rensselaer County and North Greenbush Town property record for 13 Gardner Rd, Wynantskill, NY 12198
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1981 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Jan 2018) |
| Tax Bill | $6,380 (2026) |
| Deeds & Mortgages | Sep 2020 Loan Modification Sep 2020 Mortgage + 1 more |
| APN | 383200 124.9-17-13 |
| Primary APN | 383200 124.9-17-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 200 ft deep x 119 ft wide |
| Porch | Slab |
| Porch Area | 186 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Account Number | 265J143351 |
|---|---|
| Street Address | 13 GARDNER RD |
| City | WYNANTSKILL |
| State | NY |
| Zip | 12198-8013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Legal Lot Number | 13.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | NORTH GREENBUSH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 52306 |
13 Gardner Rd is owned and occupied by an individual who bought it in January 2018.
Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 GARDNER RD, WYNANTSKILL, NY 12198-8013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2020 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Jan 11, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Deed Document Number | 2018527826 |
| Deed Book / Page | 8411 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 13 GARDNER RD, WYNANTSKILL, NY 12198-8013 |
| Document Number | 0000576639 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 13 GARDNER RD WYNANTSKILL NY 121988013, WYNANTSKILL, NY 12198-8013 |
| Document Number | 0000576639 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 009327/000026 |
| Instrument | 576639 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 13 GARDNER RD, WYNANTSKILL, NY 12198-8013 |
| Document Number | 0000576638 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 13 GARDNER RD WYNANTSKILL NY 121988013, WYNANTSKILL, NY 12198-8013 |
| Document Number | 0000576638 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 009327/000013 |
| Instrument | 576638 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 11, 2018 |
| Property Address | 13 GARDNER RD, WYNANTSKILL, NY 12198-8013 |
| Document Number | 0084110018 |
| Book / Page | 008411 / 000018 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 GARDNER RD WYNANTSKILL NY 121988013, WYNANTSKILL, NY 12198-8013 |
The 2026 property tax bill for 13 Gardner Rd was $6,380, up 0.6% from the year before.
Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | North Greenbush Town |
| Unified School District | Wynantskill Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,380.00 (+0.58%) | ||
| 2025 | $6,343.00 | $41,800 Land $6,500 Building $35,300 | $261,250 Land $40,625 Building $220,625 |
| 2023 | $41,800 Land $6,500 Building $35,300 | $217,143 Land $33,766 Building $183,377 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 13 Gardner Rd; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13 Gardner Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243 |
|---|---|
| Water Source | Purchased surface water from TROY CITY PWS |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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