Flagler County property record for 13 Gale Ln, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,498 sqft Heated Area |
| Lot Size | 14,331 sqft (0.328 acres) |
| Pool | Pool, Enclosed |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2014) |
| Tax Bill | $583.00 (2025) |
| Primary APN | 03-13-31-5120-1B020-0130 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,498 sqft Heated Area |
| Gross Area | 3,373 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,331 sqft (0.328 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 400 sqft Driveway |
| Pool Type | Pool, Enclosed Pool Type |
| Pool Area | 450 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 13 GALE LN |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1B-F UNIT 2 LOT 13 OR 584/728 OR 798/684 OR 1072/1884 OR 1993/1475 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1B |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1B020-0130
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 13 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 09, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2014 · Amount on Record |
| Deed Sale | Mar 12, 2014 · Amount on Record |
| Prior Sale | Mar 12, 2014 · Amount on Record |
| Deed Doc Number | 0019931475 |
| Deed Book / Page | 1993 / 1475 |
| Last Transfer Date | Jul 23, 2024 |
| Transfer Doc | 0028861602 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0027571644 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 2757/1644 |
| Instrument | 2023006701 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0025711113 |
|---|---|
| Date | Jun 09, 2021 |
| Book Page | 2571/1113 |
| Instrument | 2021031643 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0023400429 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 2340/0429 |
| Instrument | 2019008145 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583.00 (-40.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $253,242 (+5.99%) | $409,997 (+1.85%) Land $72,000 Building $337,997 |
| 2023 | $980.00 (+18.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $238,937 (+3%) | $402,556 (+2.79%) Land $72,000 Building $330,556 |
| 2022 | $827.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $231,977 | $391,611 Land $72,000 Building $319,611 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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