Beaufort County property record for 13 Gables Ln, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,818 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $587,500 (May 2026) |
| Tax Bill | $2,473 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000009020000 |
| Primary APN | R61003000009020000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,818 sqft Living Area |
| 1st Floor Area | 2,406 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 13 GABLES LN |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 430 PINECREST S/D PH 2 PB94 P14-16 |
| Legal Subdivision | PINECECREST S/D PH I BUCKWALTE |
| Legal Phase | 2 |
| Legal Lot Number | 430 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2106 |
Source: Beaufort County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 GABLES LN, BLUFFTON, SC 29910-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Feb 2, 2017 | Deed of Trust, Mortgage · ARM TD BANK NA |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | May 24, 2012 · Amount on Record |
| Deed Document Number | 202623197 |
| Deed Book / Page | 4542 / 1108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 27, 2026 |
| Property Address | 13 GABLES LN, BLUFFTON, SC 29910-7838 |
| Document Number | 0000023200 |
| Book / Page | 4542 / 1117 |
| Instrument Date | May 14, 2026 |
| Instrument | 202623200 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 104 HEINZ RD, GROVER, NC 28073-9709 |
| Document Number | 0000023200, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 4542/1117 |
| Instrument | 202623200 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 27, 2026 |
| Property Address | 13 GABLES LN, BLUFFTON, SC 29910-7838 |
| Document Number | 0000023197 |
| Book / Page | 4542 / 1108 |
| Instrument Date | May 13, 2026 |
| Instrument | 202623197 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,548.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 GABLES LN, BLUFFTON, SC 29910-7838 |
| Document Number | 0000023200, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202623200 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 13 GABLES LN, BLUFFTON, SC 29910-7838 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000046751 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 4280/1062 |
| Instrument | 2023046751 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 13 GABLES LN, BLUFFTON, SC 29910-7838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005605 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 3549/2880 |
| Instrument | 2017005605 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 13 GABLES LN, BLUFFTON, SC 29910-7838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060730 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 3924/1951 |
| Instrument | 2020060730 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,473.00 (-0.08%) | $16,790 (-24.79%) | |
| 2024 | $2,475.00 | $22,324 (-) Land $3,840 Building $18,484 | $558,100 (-) Land $96,000 Building $462,100 |
| 2023 | $2,475.00 (+10.44%) | $22,324 (+52.95%) Land $3,840 Building $18,484 | $558,100 (+52.95%) Land $96,000 Building $462,100 |
| 2022 | $2,241.00 | $14,596 Land $3,200 Building $11,396 | $364,900 Land $80,000 Building $284,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 5 (2016–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures