13 Forrest Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 13 Forrest Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,363 sqft · built 1957
Lot Size	1.15 acres (50,499 sqft)
Owner	2 Individual Names on File
Last Sale	$1,001,000 (Sep 2026)
Tax Bill	$10,982 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0039 B:0060 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0039 B:0060 L`
Alternative APN	`1387`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,363 sqft Living Area
Gross Area	3,989 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,499 sqft (1.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1387
Street Address	13 FORREST RD
City	TOPSFIELD
State	MA
Zip	01983-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Block	60
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2004
Census Tract	214100

Owner

13 Forrest Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Essex County and Topsfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORPORATION
Sep 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORPORATION
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jun 17, 2025	Deed of Trust, Mortgage US BANK NA
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jan 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Sep 28, 2026 · Amount on File
Deed Document Number	20264650
Deed Book / Page	43655 / 253
Prior Transfer Date	Sep 23, 2026
Prior Transfer Doc	0000004650
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Sep 28, 2026
Property Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Document Number	0000669008
Instrument Date	Sep 23, 2026
Instrument	2026669008
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 FORREST RD, TOPSFIELD, MA 01983-1606

Mortgage

Date	Sep 28, 2026

Lender

Name	SALEM FIVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Sep 28, 2026
Property Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Document Number	0000004650
Book / Page	43655 / 253
Instrument Date	Sep 23, 2026
Instrument	20264650
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 FORREST RD, TOPSFIELD, MA 01983-1606

Mortgage

Date	Sep 28, 2026

Lender

Name	SALEM FIVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039541-186
Date	Feb 17, 2021
Book Page	39541/186
Instrument	20210217004420

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040462-523
Date	Nov 8, 2021
Book Page	40462/523
Instrument	20211108003980

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042779-1
Date	Jun 17, 2025
Book Page	42779/1
Instrument	20250617002020

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38501-496
Date	May 11, 2020
Book Page	38501/496
Instrument	20200511001320

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2048

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jan 10, 2020
Property Address	13 FORREST RD, TOPSFIELD, MA 01983-1606
Document Number	38185-566
Book / Page	38185 / 566
Instrument Date	Jan 8, 2020
Instrument	20200110005500
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FORREST RD, TOPSFIELD, MA 01983-1606

Mortgage

Document Number	609191
Date	Jan 10, 2020
Instrument	609191

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13 Forrest Rd was $10,982, up 4.9% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,982.00 (+4.89%)	$732,600 (+2.79%) Land $379,000 Building $353,600	$729,315
2024	$10,470.00 (+11.94%)	$712,700 (+15.83%) Land $359,100 Building $353,600
2023	$9,353.00	$615,300 Land $339,100 Building $276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Forrest Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Forrest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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