13 Ferry Rd, Lyme (Old Lyme), CT 06371 Property Records

Lyme Town property record for 13 Ferry Rd, Lyme, CT 06371

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,422 sqft · built 2005
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$595,000 (Sep 2020)
Tax Bill$6,989 (2025)
Deeds & MortgagesSep 2022 Refinance
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLYME M:8 L:47

Property Details

APN / Parcel Number

Primary APNLYME M:8 L:47
Alternative APN
  • 110400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,422 sqft Living Area
Gross Area6,024 sqft
Basement Area2,422 sqft
Unfinished Basement2,422 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number110400
Street Address13 FERRY RD
CityLYME
StateCT
Zip06371-3067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number47
JurisdictionLYME CT
Township / Civil DivisionLYME
Census Block Group2
Census Block2017
Census Tract660101

Owner

Source: Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 87, OLD LYME, CT 06371-0087
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Sep 14, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Deed Book / Page170 / 811
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYME CT
Property Address13 FERRY RD, LYME, CT 06371-3067
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000175-880
DateSep 7, 2022
Book Page175/880
Instrument2022000295
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 1, 2047

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYME CT
Recording DateSep 14, 2020
Property Address13 FERRY RD, LYME, CT 06371-3012
Document Number170-811
Book / Page170 / 811
Instrument DateSep 10, 2020
Transaction TypeTransfer
Record UpdatedSep 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number170814
DateSep 14, 2020
Instrument170/814
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionLyme Town
Unified School DistrictRegional School District 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,989.00$482,000 (+37.56%) Land $151,300 Building $330,700$337,400 Land $105,910 Building $231,490
2024$6,989.00 (+2.28%)
2023$6,833.00 (-2.25%)$350,400 (-) Land $148,700 Building $201,700
2022$6,990.00$350,400 Land $148,700 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

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