13 Fern St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 13 Fern St, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1964
Square Footage	1,326 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2019)
Tax Bill	$4,423.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:27A-05600 B:100 L:0`
Alternative APNs	`LUDL M:27A B:5600 P:100` `3210`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,326 sqft Living Area
Gross Area	3,211 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1964
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,238 sqft (0.258 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3210
Street Address	13 FERN ST
City	LUDLOW
State	MA
Zip	01056-3737
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	5600
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1019
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27A-05600 B:100 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 FERN ST, LUDLOW, MA 01056-3737
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Record Refreshed	Sep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 13, 2019
Property Address	13 FERN ST, LUDLOW, MA 01056-3737
Document Number	22852-65
Book / Page	022852 / 000065
Instrument Date	Aug 13, 2019
Instrument	52680
Transaction Type	Transfer
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	29 LAFAYETTE LN LUDLOW MA 010562846, LUDLOW, MA 01056-2846

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,423.00 (+2.76%)	$254,900 (+7.15%) Land $82,400 Building $172,500	$332,785 (+0.69%)
2024	$4,304.00 (+6.88%)	$237,900 (+15.26%) Land $82,300 Building $155,600	$330,505
2023	$4,027.00	$206,400 Land $72,300 Building $134,100

Flood & Wildfire

13 Fern St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.