13 Fair Ridge Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 13 Fair Ridge Ct, Wayne, NJ 07470

Property Summary

Property TypeTownhouse
Details2,280 sqft · built 1990
Lot Size0.054 acres (2,352 sqft)
Owner2 Individual Names on File
Last Sale$429,900 (Sep 2018)
Tax Bill$14,059 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-01902-0000-00081

Property Details

APN / Parcel Number

Primary APN14-01902-0000-00081
Alternative APNs
  • 1400463A00081
  • 140190200081

Interior

Building Area2,280 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Lot Area2,352 sqft (0.054 acres)

Location & Zoning

Old Parcel Number1400463A00081
Street Address13 FAIR RIDGE CT
CityWAYNE
StateNJ
Zip07470-2467
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal SubdivisionFAIR RIDGE TWNHMS
Legal Block1902
Legal Lot Number81
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group4
Census Block4010
Census Tract246101

Owner

13 Fair Ridge Ct, a townhouse, is owned and occupied by two individuals who bought it in September 2018.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address13 FAIR RIDGE CT, WAYNE, NJ 07470-2467
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 7, 2018Grant Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2018 · Amount on File
Deed SaleSep 7, 2018 · Amount on File
Prior SaleDec 29, 2016 · Amount on File
Deed Document Number201840644
Deed Book / Page3396 / 43
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address13 FAIR RIDGE CT, WAYNE, NJ 07470-2467
Transaction TypeMortgage
Record UpdatedMay 1, 2023
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009464
DateMar 20, 2023
Book PageM18417/282
Instrument2023009464
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 8, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateSep 7, 2018
Property Address13 FAIR RIDGE CT, WAYNE, NJ 07470-2467
Document Number0000040644
Book / Page003396 / 000043
Instrument DateAug 17, 2018
Instrument40644
Transaction TypeTransfer
Record UpdatedOct 2, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$429.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 FAIR RIDGE CT WAYNE NJ 074702467, WAYNE, NJ 07470-2467

Mortgage

Document Number40647
DateSep 7, 2018
Book Page015185/000076
Instrument40647
Lender
NamePRIME LNDG
AddressDALLS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13 Fair Ridge Ct was $14,059, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,400 (-) Land $55,000 Building $179,400$234,400 (-) Land $55,000 Building $179,400
2025$14,059.00 (+0.88%)$234,400 Land $55,000 Building $179,400$234,400 Land $55,000 Building $179,400
2024$13,937.00
2023$234,400 Land $55,000 Building $179,400$234,400 Land $55,000 Building $179,400
2022$13,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Fair Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Fair Ridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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