13 Erin Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 13 Erin Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,746 sqft · built 1999
Lot Size	0.547 acres (23,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Nov 2017)
Tax Bill	$1,216 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6-0091.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6-0091.0000`
Alternative APN	`33-02-6-0091.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	3,012 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	23,827 sqft (0.547 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	480 sqft
Porch	Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	13 ERIN LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON MILL RD 0.547 AC
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	4
Census Block	4006
Census Tract	970800

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 ERIN LN, BERKELEY SPRINGS, WV 25411-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	2017841150
Deed Book / Page	264 / 680
Record Updated	Oct 29, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Nov 28, 2017
Property Address	13 ERIN LN, BERKELEY SPRINGS, WV 25411-3617
Document Number	000264/680
Book / Page	264 / 680
Instrument Date	Nov 20, 2017
Instrument	841150
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 ERIN LN, BERKELEY SPRINGS, WV 25411-3617

Mortgage

Document Number	000425/558
Date	Nov 28, 2017
Book Page	425/558
Instrument	841151

Lender

Name	WASHINGTON COUNTY TEACHERS FCU
Type	Credit Union
Address	HAGERSTOWN, MD 21742

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,216.00 (+8.47%)	$142,620 (+7.36%) Land $17,820 Building $124,800	$237,700 (+7.36%) Land $29,700 Building $208,000
2025	$1,121.00 (+8.2%) Homeowner's exemption	$132,840 (+7.48%) Land $17,820 Building $115,020	$221,400 (+7.48%) Land $29,700 Building $191,700
2023	$1,036.00 (-0.48%) Homeowner's exemption	$123,600 (-0.39%) Land $16,380 Building $107,220	$206,000 (-0.39%) Land $27,300 Building $178,700
2022	$1,041.00 Homeowner's exemption	$124,080 Land $16,380 Building $107,700	$206,800 Land $27,300 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERKELEY SPRINGS serves 3,526 people · EPA ID WV3303301
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity resolved · Apr 2018
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20