13 Ensign Spence, Williamsburg, VA 23185 Property Records

James City County property record for 13 Ensign Spence, Williamsburg, VA 23185 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1985
Square Footage	3,640 sqft Living Area
Lot Size	16,553 sqft (0.38 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$4,305.00 (2019)

Property Details

APN / Parcel Number

Primary APN	`50-2 11-0-0064`
Alternative APN	`9439`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	3,640 sqft Living Area
Gross Area	4,168 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Wood Siding Exterior
Foundation Type	Raised Foundation
Roof Material	Fiberglass Roof
Lot Area	16,553 sqft (0.38 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Porch	Enclosed Porch
Porch Area	300 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	9439
Street Address	13 ENSIGN SPENCE
City	WILLIAMSBURG
State	VA
Zip	23185-5559
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-64 HAMPTON KEY
Legal Subdivision	KINGSMILL
Legal Lot Number	64
Jurisdiction	JAMES CITY VA
Minor Civil Division	ROBERTS
Census Blockgroup	1
Census Block	1019
Census Tract	80103

Owner

Source: James City County records · APN 50-2 11-0-0064

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	13 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5559
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 12, 2007
Transfer Doc	0000028483
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	13 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5559
Document Number	0000001821
Instrument Date	Jan 05, 2021
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ENSIGN SPENCE WILLIAMSBURG VA 231855559, WILLIAMSBURG, VA 23185-5559

Mortgage

Document Number	0000001821
Date	Jan 28, 2021
Instrument	1821

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 27, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$672,900 (+5.34%) Land $139,900 Building $533,000	$672,900 (+5.34%) Land $139,900 Building $533,000
2023		$638,800 Land $133,200 Building $505,600	$638,800 Land $133,200 Building $505,600
2019	$4,305.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.