13 Enclave Cir, Texarkana, TX 75503 Property Records

Bowie County property record for 13 Enclave Cir, Texarkana, TX 75503

Property Summary

Property Type	Single Family Home
Details	2,361 sqft · built 2021
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7335003200`

Property Details

APN / Parcel Number

Primary APN	`7335003200`
Alternative APNs	`07335003200` `82624`

Interior

Building Area	2,361 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,316 sqft (0.145 acres)

Location & Zoning

Account Number	07335003200
Street Address	13 ENCLAVE CIR
City	TEXARKANA
State	TX
Zip	75503-0127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT NORTH PARK (THE) LOT 7 2019-6291 06/19/19 BLK/TRACT 2 0.145 ACRES
Legal Subdivision	ENCLAVE AT NORTH PARK
Legal Block	2
Legal Lot Number	7
Jurisdiction	BOWIE TX
Township / Civil Division	TEXARKANA
Census Block Group	1
Census Block	1008
Census Tract	10903

Owner

13 Enclave Cir is owner-occupied and held in a trust.

Source: Bowie County records, as of May 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13 ENCLAVE CIR, TEXARKANA, TX 75503-0127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCIAL NATIONAL BANK OF TEXARKANA
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL NATIONAL BANK OF TEXARKANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	13 ENCLAVE, TEXARKANA, TX 75503-0127
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012926
Date	Nov 25, 2020
Instrument	2020-00012926

Lender

Name	COMMERCIAL NATIONAL BANK OF TEXARKANA
Type	Bank
Address	TEXARKANA, TX 75504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 24, 2021

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	13 ENCLAVE, TEXARKANA, TX 75503-0127
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015564
Date	Dec 28, 2021
Instrument	2021-00015564

Lender

Name	COMMERCIAL NATIONAL BANK OF TEXARKANA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13 Enclave Cir was $4,517 with exemptions applied, down 19.4% from the year before.

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Municipality	Texarkana City
Unified School District	Texarkana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,517.00 (-19.41%) Homeowner's exemption Senior Citizen's exemption	$391,700 Land $40,000 Building $351,700	$391,700 (-) Land $40,000 Building $351,700
2024	$5,605.00 (-0.11%)		$391,700 (+6.03%) Land $40,000 Building $351,700
2023	$5,611.00 Homeowner's exemption Senior Citizen's exemption	$368,448	$369,411 Land $40,000 Building $329,411
2021	$881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Enclave Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Enclave Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 37,000 people · EPA ID TX0190004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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