13 Emmett Ave, Derby, CT 06418 Property Records

Derby City property record for 13 Emmett Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,282 sqft · built 1941
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2022)
Tax Bill	$7,158 (2026)
Deeds & Mortgages	Aug 2024 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:9 L:24`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:9 L:24`
Alternative APNs	`001571` `7477` `1571`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1571
Street Address	13 EMMETT AVE
City	DERBY
State	CT
Zip	06418-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	9
Legal Lot Number	24
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2019
Census Tract	120200

Owner

13 Emmett Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Derby City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 EMMETT AVE, DERBY, CT 06418-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2024	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PROS INC
Apr 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 8, 2020	Quit Claim Deed, Transfer UNKNOWN
Jan 13, 2020	Quit Claim Deed, Transfer · Balloon Mortgage BAY FINANCIAL LLC
Jul 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Feb 2, 1999 · Amount on File
Deed Document Number	2022693
Deed Book / Page	881 / 29
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	811-113
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	13 EMMETT AVE, DERBY, CT 06418-1209
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930-18
Date	Aug 8, 2024
Book Page	930/18
Instrument	885

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Apr 18, 2022
Property Address	13 EMMETT AVE, DERBY, CT 06418-1209
Document Number	0000881-29
Book / Page	881 / 29
Instrument Date	Apr 12, 2022
Instrument	693
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 EMMETT AVE, DERBY, CT 06418-1209

Mortgage

Document Number	0000000694
Date	Apr 18, 2022
Instrument	694

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Jan 8, 2020
Property Address	13 EMMETT AVE, DERBY, CT 06418-1209
Document Number	811-88
Book / Page	000811 / 000088
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 EMMETT AVE DERBY CT 064181209, DERBY, CT 06418-1209

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Jan 13, 2020
Property Address	13 EMMETT AVE, DERBY, CT 06418-1209
Document Number	811-113
Book / Page	811 / 113
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	811-115
Date	Jan 13, 2020
Book Page	811/115

Lender

Name	BAY FINANCIAL LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Jul 19, 2018
Property Address	13 EMMETT AVE, DERBY, CT 06418-1209
Document Number	781-10
Book / Page	000781 / 000010
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 EMMETT AVE DERBY CT 064181209, DERBY, CT 06418-1209

Tax Assessment & Valuation

The 2026 property tax bill for 13 Emmett Ave was $7,158, up 30.2% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,158.00 (+30.19%)	$186,200 (+46.31%) Land $31,640 Building $154,560	$351,364 (+294.43%)
2025	$5,498.00	$127,260 Land $31,760 Building $95,500	$89,082 Land $22,232 Building $66,850
2024	$5,498.00 (+11.93%)
2023	$4,912.00 (+6.81%)	$127,260 (+6.82%) Land $31,850 Building $95,410
2022	$4,599.00	$119,140 Land $31,850 Building $87,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13 Emmett Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Emmett Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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