Middlesex County and North Reading Town property record for 13 Elma Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,187 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Nov 2016) |
| Tax Bill | $6,729 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | M:13-P:087 |
| Primary APN | M:13-P:087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,187 sqft Living Area |
| Gross Area | 819 sqft |
| 1st Floor Area | 819 sqft |
| Basement Area | 819 sqft |
| Unfinished Basement | 819 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 13 ELMA RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 87.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 330202 |
13 Elma Rd is owned and occupied by two individuals who bought it in November 2016.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 ELMA RD, NORTH READING, MA 01864-1250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2016 · Amount on File |
| Deed Sale | Nov 25, 2016 · Amount on File |
| Prior Sale | Feb 26, 2007 · Amount on File |
| Deed Book / Page | 68474 / 43 |
| Transfer Doc | 0068474-43 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 13 Elma Rd was $6,729, up 3.2% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,729.00 (+3.16%) | $516,800 (+3.46%) Land $344,200 Building $172,600 | $535,979 |
| 2025 | $6,523.00 (+1.92%) | $499,500 (+3.1%) Land $307,700 Building $191,800 | |
| 2024 | $6,400.00 (-0.79%) | $484,500 (+5.07%) Land $298,200 Building $186,300 | |
| 2023 | $6,451.00 | $461,100 Land $298,200 Building $162,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Elma Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2006–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13 Elma Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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