13 Elm Ter, Parlin, NJ 08859 Property Records

Middlesex County and Sayreville Borough property record for 13 Elm Ter, Parlin, NJ 08859

Property Summary

Property Type	Single Family Home
Details	806 sqft · built 1955
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Dec 2022)
Tax Bill	$6,491 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00032-07-00040`

Property Details

APN / Parcel Number

Primary APN	`19-00032-07-00040`
Alternative APNs	`1900032000700040` `1900032G00040`

Interior

Building Area	806 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide

Location & Zoning

Old Parcel Number	1900032G00040
Street Address	13 ELM TER
City	PARLIN
State	NJ
Zip	08859-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	52X100
Legal Subdivision	LAUREL PARK SEC ONE-A
Legal Block	32.7
Legal Lot Number	40
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	SAYREVILLE
Census Block Group	2
Census Block	2011
Census Tract	7301

Owner

13 Elm Ter is owned and occupied by two individuals who bought it in December 2022.

Source: Middlesex County and Sayreville Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 ELM TER, PARLIN, NJ 08859-1115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2022 · Amount on File
Deed Sale	Dec 23, 2022 · Amount on File
Prior Sale	May 12, 2000 · Amount on File
Deed Document Number	2022104731
Deed Book / Page	19116 / 613
Record Updated	Oct 29, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 23, 2022
Property Address	13 ELM TER, PARLIN, NJ 08859-1115
Document Number	0000104731
Book / Page	19116 / 613
Instrument Date	Dec 6, 2022
Instrument	2022104731
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 KENDALL DR, PARLIN, NJ 08859-1107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ELM TER, PARLIN, NJ 08859-1115

Mortgage

Document Number	0000104732
Date	Dec 23, 2022
Instrument	2022104732

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 13 Elm Ter was $6,491, up 2.5% from the year before.

Source: Middlesex County and Sayreville Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Sayreville Borough
Unified School District	Sayreville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,700 (-) Land $49,600 Building $54,100	$103,700 (-) Land $49,600 Building $54,100
2025	$6,491.00 (+2.54%)	$103,700 Land $49,600 Building $54,100	$103,700 Land $49,600 Building $54,100
2024	$6,330.00
2023		$103,700 Land $49,600 Building $54,100	$103,700 Land $49,600 Building $54,100
2022	$5,750.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13 Elm Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Elm Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAYREVILLE W DEPT serves 45,345 people · EPA ID NJ1219001
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20