13 Elm St, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 13 Elm St, Jay, ME 04239

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$1,779 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2025 Sale
APNJAYY M:015 L:102

Property Details

APN / Parcel Number

Primary APNJAYY M:015 L:102
Alternative APN
  • 929

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Account Number929
Street Address13 ELM ST
CityJAY
StateME
Zip04239-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number102
JurisdictionJAY ME
Township / Civil DivisionJAY
Census Block Group4
Census Block4011
Census Tract971400

Owner

Source: Franklin County and Jay Town records · APN JAYY M:015 L:102

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 ELM ST, JAY, ME 04239-1603
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage
OTIS FEDERAL CREDIT UNION
Sep 16, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 12, 2025
Transfer Doc0047650157
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAY ME
Property Address13 ELM ST, JAY, ME 04239-1603
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047740186
DateOct 14, 2025
Book Page4774/186
Instrument2025-7292
Lender
NameOTIS FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term121 Months
DueNov 01, 2035

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAY ME
Recording DateSep 16, 2025
Property Address13 ELM ST, JAY, ME 04239-1603
Document Number0047650157
Book / Page4765 / 157
Instrument DateSep 12, 2025
Instrument2025-6521
Transaction TypeTransfer
Record UpdatedOct 01, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13 ELM ST, JAY, ME 04239-1603

Tax Assessment & Valuation

Source: Franklin County and Jay Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyFranklin County
County SubdivisionJay Town
Unified School DistrictRegional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,779.00 (+5.7%)$148,230 (+93.79%) Land $31,440 Building $116,790
2024$1,683.00 (-4.32%)$76,490 (-) Land $11,040 Building $65,450
2023$1,759.00 (+12.18%)$76,490 (-) Land $11,040 Building $65,450
2022$1,568.00$76,490 Land $11,040 Building $65,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 127 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0090880, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLIVERMORE FALLS WATER DISTRICT
serves 2,995 people
Water SourceSurface water
Last State InspectionOct 2024
Lead12 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2021
Total trihalomethanes
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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