13 Elm St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 13 Elm St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,584 sqft · built 1812
Lot Size	0.411 acres (17,890 sqft)
Owner	Individual Name on Record
Last Sale	$755,500 (Dec 2021)
Tax Bill	$10,723 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0010B B:00000 L:00036`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0010B B:00000 L:00036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	4,572 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1812
Effective Year Built	Effective 1812
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,890 sqft (0.411 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 ELM ST
City	GEORGETOWN
State	MA
Zip	01833-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	36
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2010
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 ELM ST, GEORGETOWN, MA 01833-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 30, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Dec 27, 2021
Property Address	13 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	0000632492
Instrument Date	Dec 27, 2021
Instrument	632492
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 ELM ST, GEORGETOWN, MA 01833-2515

Mortgage

Document Number	0000632493
Date	Dec 27, 2021
Instrument	632493

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	13 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	0000611060
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ELM ST GEORGETOWN MA 018332515, GEORGETOWN, MA 01833-2515

Mortgage

Document Number	0000611060
Date	Mar 30, 2020
Instrument	611060

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Jun 30, 2017
Property Address	13 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	0000583958
Instrument Date	Jun 30, 2017
Instrument	583958
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,211.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 ELM ST GEORGETOWN MA 018332515, GEORGETOWN, MA 01833-2515

Mortgage

Document Number	583959
Date	Jun 30, 2017
Instrument	583959

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,723.00 (+24.41%)	$779,300 (-) Land $262,600 Building $516,700	$791,610 (-12.57%)
2025	$8,619.00 (-6.8%)	$779,300 (+5.75%) Land $262,600 Building $516,700	$905,445
2024	$9,248.00 (-4.95%)	$736,900 (-1.69%) Land $181,100 Building $555,800
2023	$9,730.00	$749,600 Land $181,100 Building $568,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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