13 Elm St, #31, Springfield, MA 01103 Property Records

Hampden County and Springfield City property record for 13 Elm St, #31, Springfield, MA 01103

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 124,032 sqft · built 1910
Lot Size	0.758 acres (33,001 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Jul 2022 Refinance Jul 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04570 P:0062`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04570 P:0062`
Alternative APN	`45700062`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	6 Stories
Building Area	124,032 sqft Gross Area
Basement Area	18,231 sqft
Unfinished Basement	18,231 sqft
Elevator	Elevator

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	High Rise
Exterior Material	Wood Siding
Lot Area	33,001 sqft (0.758 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	45700062
Street Address	13 ELM ST, 31
City	SPRINGFIELD
State	MA
Zip	01103
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	B3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1065
Census Tract	801101

Owner

Source: Hampden County and Springfield City records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 WASHINGTON MALL, 500, BOSTON, MA 02108-2603
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MASSACHUSETTS HOUSING FINANCE AGENCY
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BLUE HUB LOAN FUND
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MASSACHUSETTS HOUSING FINANCE AGENCY
Jul 8, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	13 ELM ST # 31, 31, SPRINGFIELD, MA 01103-1803
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024631-373
Date	Jul 8, 2022
Book Page	24631/373
Instrument	41606

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	13 ELM ST # 31, 31, SPRINGFIELD, MA 01103-1803
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024631-436
Date	Jul 8, 2022
Book Page	24631/436
Instrument	41608

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2062

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	13 ELM ST # 31, 31, SPRINGFIELD, MA 01103-1803
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024631-496
Date	Jul 8, 2022
Book Page	24631/496
Instrument	41610

Lender

Name	BLUE HUB LOAN FUND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	13 ELM ST # 31, 31, SPRINGFIELD, MA 01103-1803
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024631-400
Date	Jul 8, 2022
Book Page	24631/400
Instrument	41607

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2062

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 8, 2022
Property Address	31 ELM ST, SPRINGFIELD, MA 01103-1803
Document Number	024631-318
Book / Page	24631 / 318
Instrument Date	Jun 22, 2022
Instrument	41604
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WASHINGTON MALL STE 500, 500, BOSTON, MA 02108-2603

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,428,600 (+421.96%) Land $644,000 Building $6,784,600	$6,517,475 (+4.39%)
2024		$6,243,305
2023	$1,423,200 Land $643,800 Building $779,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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