13 Elliott Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 13 Elliott Rd, Sterling, MA 01564 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,797 sqft · built 1800
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on File
Last Sale	$609,900 (Jun 2023)
Tax Bill	$7,635 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00018 L:00011`

Property Details

APN / Parcel Number

Primary APN	`STER M:00018 L:00011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,797 sqft Living Area
Gross Area	6,519 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,851 sqft (2.43 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 ELLIOTT RD
City	STERLING
State	MA
Zip	01564-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	11
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2013
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records · APN STER M:00018 L:00011

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 ELLIOTT RD, STERLING, MA 01564-2005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRESTIGE HOME MORTGAGE LLC
Sep 13, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Book / Page	69274 / 298
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Recording Date	Jul 10, 2026
Property Address	13 ELLIOTT RD, STERLING, MA 01564-2005
Document Number	0000057641
Book / Page	73852 / 57
Instrument Date	Jun 07, 2026
Instrument	202657641
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ELLIOTT RD, STERLING, MA 01564-2005

Mortgage

Document Number	0000057641,
Date	Jul 10, 2026
Book Page	73852/57
Instrument	202657641

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate	6.37%
Max Rate	-1%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jun 20, 2023
Property Address	13 ELLIOTT RD, STERLING, MA 01564-2005
Document Number	069274-298
Book / Page	69274 / 298
Instrument Date	Jun 20, 2023
Instrument	48115
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 ELLIOTT RD, STERLING, MA 01564-2005

Mortgage

Document Number	0000048116
Date	Jun 20, 2023
Instrument	48116

Lender

Name	PRESTIGE HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Sep 13, 2019
Property Address	13 ELLIOTT RD, STERLING, MA 01564-2005
Document Number	61044-390
Book / Page	61044 / 390
Instrument Date	Sep 10, 2019
Instrument	94153
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ELLIOTT RD, STERLING, MA 01564-2005

Mortgage

Document Number	94154
Date	Sep 13, 2019
Instrument	94154

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,635.00 (-0.65%)	$592,800 (+2.67%) Land $184,500 Building $408,300	$695,875 (+3.48%)
2024	$7,685.00 (+15.1%)	$577,400 (+23.67%) Land $178,400 Building $399,000	$672,505
2023	$6,677.00	$466,900 Land $170,300 Building $296,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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