13 Elliot St, Concord, NH 03303 Property Records

Merrimack County and Concord City property record for 13 Elliot St, Concord, NH 03303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,181 sqft · built 1899
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:144-P B:24`

Property Details

APN / Parcel Number

Primary APN	`M:144-P B:24`
Alternative APN	`CNCD M:144P B:24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,181 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	13 ELLIOT ST
City	CONCORD
State	NH
Zip	03303-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	24
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1031
Census Tract	32701

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13 ELLIOT ST, CONCORD, NH 03303-1505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 1, 2026
Property Address	13 ELLIOT ST, CONCORD, NH 03303-1505
Document Number	0000008617
Book / Page	3931 / 1834
Instrument Date	May 15, 2026
Instrument	20268617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008617,
Date	Jun 1, 2026
Book Page	3931/1834
Instrument	20268617

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	13 ELLIOT ST, CONCORD, NH 03303-1505
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100028020
Date	Nov 1, 2021
Book Page	3766/1648
Instrument	202100028020

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Merrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00 (+6.5%)	$190,700 (+1.01%) Land $88,700 Building $102,000
2023	$5,504.00 (+3.36%)	$188,800 (+3.28%) Land $88,700 Building $100,100	$327,370
2022	$5,325.00	$182,800 Land $88,700 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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