13 Eddy St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 13 Eddy St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,340 sqft · built 1930
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (May 2019)
Tax Bill	$3,776 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`9963-89`

Property Details

APN / Parcel Number

Primary APN	`9963-89`
Alternative APN	`CUMB M:004 B:0204 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9963-89
Street Address	13 EDDY ST
City	CUMBERLAND
State	RI
Zip	02864-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	204
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5013
Census Tract	11200

Owner

13 Eddy St is owned and occupied by an individual who bought it in May 2019.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	13 EDDY ST, CUMBERLAND, RI 02864-7808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Warranty Deed, Transfer · Conventional with PMI PAWTUCKET CU
May 1, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Book / Page	1801 / 520
Transfer Doc	1740-870
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 17, 2019
Property Address	13 EDDY ST, CUMBERLAND, RI 02864-7808
Document Number	1801-520
Book / Page	001801 / 000520
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 EDDY ST CUMBERLAND RI 028647808, CUMBERLAND, RI 02864-7808

Mortgage

Document Number	1801-521
Date	May 17, 2019
Book Page	001801/000521

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 1, 2017
Property Address	13 EDDY ST, CUMBERLAND, RI 02864-7808
Document Number	1740-870
Book / Page	001740 / 000870
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W WRENTHAM RD CUMBERLAND RI 028642163, CUMBERLAND, RI 02864-2163

Tax Assessment & Valuation

The 2026 property tax bill for 13 Eddy St was $3,776, down 3.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,776.00 (-3.13%)	$377,200 (+18.73%) Land $172,700 Building $204,500	$431,593
2025	$3,898.00	$317,700 Land $87,700 Building $230,000
2023	$3,692.00 (+6.4%)	$317,700 (+37.24%) Land $87,700 Building $230,000
2022	$3,470.00	$231,500 Land $64,300 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Eddy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13 Eddy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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