13 E Shore Beach Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 13 E Shore Beach Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,008 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (May 2009)
Tax Bill	$2,210 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U43 L:0042`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U43 L:0042`
Alternative APN	`2985`

Interior

Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	2985
Street Address	13 E SHORE BEACH RD
City	NAPLES
State	ME
Zip	04055
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RES
Legal Lot Number	42
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2037
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 WINTER ST, CHELMSFORD, MA 01824-3125
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2009 · Amount on Record
Deed Sale	May 8, 2009 · Amount on Record
Deed Book / Page	26874 / 29
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	13 E SHORE BEACH RD, NAPLES, ME 04055
Document Number	0362690150
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 E SHORE BEACH RD NAPLES ME 04055, NAPLES, ME 04055

Mortgage

Document Number	0362690150
Date	Dec 18, 2019
Book Page	036269/000150
Instrument	65379

Lender

Name	JEANNE D'ARC CU
Type	Credit Union
Address	LOWELL, MA 01854

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$237,638 (-) Land $101,400 Building $136,238
2024	$2,210.00 (+1.66%)
2023	$2,174.00 (+10.86%)	$237,638 (-) Land $101,400 Building $136,238
2022	$1,961.00	$237,638 Land $101,400 Building $136,238

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOK HOLLOW private · serves 35 people · EPA ID ME0092365
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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