Beaufort County property record for 13 E Morningside Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,250 sqft · built 2002 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Apr 2020) |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003000004000000 |
| Primary APN | R60003000004000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10125715 |
|---|---|
| Old Parcel Number | R60003000004000000 |
| Street Address | 13 E MORNINGSIDE DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 86 SANDY POINTE S/D PH 1B PB83 P7 PB101 P23 |
| Legal Subdivision | SANDY POINT SUBDIVISION |
| Legal Phase | 1B |
| Legal Lot Number | 86 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2106 |
Source: Beaufort County records · APN R60003000004000000
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 E MORNINGSIDE DR, BLUFFTON, SC 29910-5859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Apr 02, 2020 | Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2020 · Amount on Record |
| Deed Sale | Apr 02, 2020 · Amount on Record |
| Prior Sale | Jul 06, 2015 · Amount on Record |
| Deed Document Number | 2020017613 |
| Deed Book / Page | 3851 / 2316 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 13 E MORNINGSIDE DR, BLUFFTON, SC 29910-5859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | PROGRESSIVE LAND TTL AGCY LT |
| Name | Verified Name |
|---|
| Document Number | 0000020803 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 3857/575 |
| Instrument | 2020020803 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | ALPHARETTA, GA 30005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 02, 2020 |
| Property Address | 13 E MORNINGSIDE DR, BLUFFTON, SC 29910-5859 |
| Document Number | 0000017613 |
| Book / Page | 3851 / 2316 |
| Map Reference | MB 83 PG 7 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 2020017613 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | PROGRESSIVE LAND TTL AGCY LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 E MORNINGSIDE DR, BLUFFTON, SC 29910-5859 |
| Document Number | 0000017614 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 2020017614 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,195.00 (+1.69%) | $12,490 (+7.86%) | |
| 2024 | $3,142.00 | $11,580 (-) Land $2,288 Building $9,292 | $289,500 (-) Land $57,200 Building $232,300 |
| 2023 | $3,142.00 (+10.01%) | $11,580 (+59.94%) Land $2,288 Building $9,292 | $289,500 (+59.94%) Land $57,200 Building $232,300 |
| 2022 | $2,856.00 | $7,240 Land $1,760 Building $5,480 | $181,000 Land $44,000 Building $137,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 428 in force |
| Nearby Flood Claims | 31 (2015–2024) |
| Claims Outside the SFHA | 30 of 31 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Cable One Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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