13 E Mill St, Rock Falls, IA 50467 Property Records

Cerro Gordo County property record for 13 E Mill St, Rock Falls, IA 50467

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,213 sqft · built 1890
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (May 2023)
Tax Bill	$914 (2025)
Deeds & Mortgages	May 2023 Foreclosure Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`042128301200`

Property Details

APN / Parcel Number

Primary APN	`042128301200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,213 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Contemporary
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	104 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	13 E MILL ST
City	ROCK FALLS
State	IA
Zip	50467-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 EXC N 18' BLK 13 ROCK FALLS
Legal Range	19W
Legal Township	97N
Legal Section	21
Legal Subdivision	ROCK FALLS
Legal Block	13
Legal Lot Number	8
Jurisdiction	CERRO GORDO IA
Township / Civil Division	FALLS
Census Block Group	2
Census Block	2066
Census Tract	950600

Owner

Source: Cerro Gordo County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13 E MILL ST, ROCK FALLS, IA 50467-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Legal Action/Court Order, Foreclosure · FHA Mortgage PLAINS COMMERCE BANK
Apr 10, 2023	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Deed Document Number	20232174
Record Updated	Oct 29, 2026

May 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CERRO GORDO IA
Recording Date	May 17, 2023
Property Address	13 E MILL ST, ROCK FALLS, IA 50467-8000
Document Number	02023/2174
Book / Page	2023 / 2174
Instrument Date	May 8, 2023
Instrument	2023-2174
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.40
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E MILL ST, ROCK FALLS, IA 50467-8000

Mortgage

Document Number	0020232175
Date	May 17, 2023
Instrument	2023-2175

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CERRO GORDO IA
Recording Date	Apr 10, 2023
Property Address	13 E MILL ST, ROCK FALLS, IA 50467-8000
Document Number	02023/1469
Book / Page	2023 / 1469
Instrument Date	Apr 6, 2023
Instrument	2023-1469
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E MILL ST, ROCK FALLS, IA 50467-8000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Rock Falls City
Unified School District	Central Springs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$914.00	$83,730 (-1.04%) Land $7,590 Building $76,140	$83,730 (-1.04%) Land $7,590 Building $76,140
2024	$914.00 (+18.7%)
2023		$84,610 (+21.48%) Land $7,590 Building $77,020	$84,610 (+21.48%) Land $7,590 Building $77,020
2022	$770.00 Homeowner's exemption	$69,650 Land $6,070 Building $63,580	$69,650 Land $6,070 Building $63,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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