13 E Mechanic St, Hart, MI 49420 Property Records

Oceana County property record for 13 E Mechanic St, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (8,030 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Mar 2022)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Oct 2024 Sale Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-202-003-00`

Property Details

APN / Parcel Number

Primary APN	`020-202-003-00`

Exterior

Lot Area	8,030 sqft (0.184 acres)

Location & Zoning

Street Address	13 E MECHANIC ST
City	HART
State	MI
Zip	49420-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALC-L2012P10069 COMB WI 003-00-01 IN 2010 CITY OF HART LOT 3 EXC S 52 FT OF E 16 FT - BLK 2. WD L2016P19192
Legal Subdivision	CITY OF HART
Legal Block	2
Legal Lot Number	3
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	2
Census Block	2009
Census Tract	10400

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 E MECHANIC ST, HART, MI 49420-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Land Contract, Transfer
Apr 11, 2022	Correction Deed OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC
Mar 29, 2022	Warranty Deed, Transfer · Line of Credit THE SHELBY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Transfer Date	Apr 1, 2012
Prior Transfer Doc	2012/010072
Record Updated	Oct 29, 2026

October 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	OCEANA MI
Recording Date	Oct 30, 2024
Property Address	13 E MECHANIC ST, HART, MI 49420-1138
Document Number	2024/19116
Book / Page	2024 / 19116
Instrument Date	Sep 19, 2024
Instrument	202400005214
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 SJAMES ST, LUDINGTON, MI 49431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E MECHANIC ST, HART, MI 49420-1138

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	OCEANA MI
Recording Date	Apr 11, 2022
Property Address	13 E MECHANIC ST, HART, MI 49420-1138
Document Number	02022/8267
Book / Page	2022 / 8267
Instrument Date	Apr 11, 2022
Instrument	202200002466
Record Updated	Jan 20, 2026
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 E MECHANIC ST, HART, MI 49420-1138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S JAMES ST, LUDINGTON, MI 49431-2103

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 29, 2022
Property Address	13 E MECHANIC ST, HART, MI 49420-1138
Document Number	02022/7206
Book / Page	2022 / 7206
Instrument Date	Mar 29, 2022
Instrument	202200002032
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 E MECHANIC ST, HART, MI 49420-1138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S JAMES ST, LUDINGTON, MI 49431-2103

Mortgage

Document Number	202200002033
Date	Mar 29, 2022
Instrument	202200002033

Lender

Name	THE SHELBY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,300 (+11.39%) Land $75,300	$150,600 (+11.39%) Land $150,600
2025	$2,796.00 (+32.32%) Homeowner's exemption	$67,600 (+42.02%) Land $67,600	$135,200 (+42.02%) Land $135,200
2024	$2,113.00 (+53.67%)
2023		$47,600 Land $47,600	$95,200 (-) Land $95,200
2022	$1,375.00		$95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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