13 E Main St, Oakland, IL 61943 Property Records

Coles County property record for 13 E Main St, Oakland, IL 61943

Property Summary

Property Type	Commercial
Details	1,330 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$6,000 (Mar 2023)
Tax Bill	$624 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-0-02950-000`

Property Details

APN / Parcel Number

Primary APN	`03-0-02950-000`

Interior

Building Area	1,330 sqft Building Perimeter

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	115 ft deep x 20 ft wide

Location & Zoning

Street Address	13 E MAIN ST
City	OAKLAND
State	IL
Zip	61943
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORGINIAL TOWN OF OAKLAND LOT 02 BLOCK 01 TAYLORS HEATING
Legal Subdivision	INDEPENDENCE NOW
Legal Block	1
Legal Lot Number	2
Jurisdiction	COLES IL
Township / Civil Division	EAST OAKLAND
Census Block Group	1
Census Block	1035
Census Tract	100

Owner

Source: Coles County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2102 W PARK CT, CHAMPAIGN, IL 61821-2986
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Mar 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Deed Document Number	2023805747
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	13 E MAIN ST, OAKLAND, IL 61943
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300808641
Date	Sep 14, 2023
Instrument	202300808641

Lender

Name	BUSEY BANK
Type	Bank
Address	65253

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	127 Months
Due	Mar 31, 2034

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Mar 14, 2023
Property Address	13 E MAIN ST, OAKLAND, IL 61943
Document Number	202300805747
Instrument Date	Mar 10, 2023
Instrument	202300805747
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 W PARK CT, CHAMPAIGN, IL 61821-2986

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	East Oakland Township
Municipality	Oakland City
Unified School District	Oakland Community Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (+230.16%)	$7,266 (-) Land $383 Building $6,883	$21,798 (-) Land $1,149 Building $20,649
2023		$7,266 Land $383 Building $6,883	$21,798 Land $1,149 Building $20,649
2020	$189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND serves 739 people · EPA ID IL0290300
Water Source	Purchased groundwater from EMBARRAS AREA WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

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