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13 E Edgewater Dr, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 13 E Edgewater Dr, Fulton, NY 13069

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,332 sqft · built 1957
Lot Size0.357 acres (15,584 sqft)
OwnerCompany Name on File
Last Sale$325,000 (Jan 2026)
Tax Bill$17,539 (2025)
Deeds & MortgagesMar 2026 Transfer
Jan 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN350400 253.67-01-04

Property Details

APN / Parcel Number

Primary APN350400 253.67-01-04
Alternative APNs
  • 040025306700010040000000
  • 5819

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,332 sqft Living Area
1st Floor Area1,876 sqft
2nd Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area15,584 sqft (0.357 acres)
Lot Dimensions207 ft deep x 75 ft wide
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area453 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5819
Street Address13 E EDGEWATER DR
CityFULTON
StateNY
Zip13069-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionM 2, B 289, L 2 191-010-000
Legal SubdivisionPOLLARD HILLS TRACT
Legal Block1
Legal Lot Number4.000
JurisdictionOSWEGO NY
Township / Civil DivisionFULTON
Census Block Group2
Census Block2004
Census Tract21103

Owner

Source: Oswego County and Fulton City records · APN 350400 253.67-01-04

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8457 GASKIN RD, BALDWINSVILLE, NY 13027-9221
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Quit Claim Deed, Transfer
Quitclaim
Jan 22, 2026Warranty Deed, Transfer · Conventional Mortgage
1ST PRIORITY MORTGAGE INC
Nov 14, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 27, 2020Deed, Transfer · Conventional Mortgage
CITIZENS BANK
Sep 05, 2019Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleNov 14, 2022 · Amount on Record
Deed Document Number2026R2026000624
Last Transfer DateMar 12, 2026
Transfer Doc0000002549
Record UpdatedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateMar 30, 2026
Property Address13 E EDGEWATER DR, FULTON, NY 13069-3406
Document Number0000002549
Instrument DateMar 12, 2026
InstrumentR-2026-002549
Transaction TypeTransfer
Record UpdatedMay 06, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8457 GASKIN RD, BALDWINSVILLE, NY 13027-9221

Transferred To (Grantee/Buyer)

NameVerified Name
Address8457 GASKIN RD, BALDWINSVILLE, NY 13027-9221

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJan 22, 2026
Property Address13 E EDGEWATER DR, FULTON, NY 13069-3406
Document Number0000000624
Instrument DateJan 03, 2026
InstrumentR-2026-000624
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY CO UPST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 E EDGEWATER DR, FULTON, NY 13069-3406

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8457 GASKIN ROAD, FULTON, NY 13069

Mortgage

Document Number0000000625
DateJan 22, 2026
InstrumentR-2026-000625
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateNov 14, 2022
Property Address13 E EDGEWATER DR, FULTON, NY 13069-3406
Document Number0000002490
Instrument DateSep 26, 2022
InstrumentR-2022-012490
Transaction TypeTransfer
Record UpdatedDec 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 E EDGEWATER DR, 13, FULTON, NY 13069-3406

Transferred To (Grantee/Buyer)

NameVerified Name
Address86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867

Mortgage

Document Number0000002491
DateNov 14, 2022
InstrumentR-2022-012491
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionOSWEGO NY
Recording DateAug 27, 2020
Property Address13 E EDGEWATER DR, FULTON, NY 13069-3406
Document Number0000007365
Instrument DateAug 17, 2020
InstrumentR-2020-007365
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyVANGUARD RESEARCH AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4364, ITHACA, NY 14852-4364

Mortgage

Document Number0000007366
DateAug 27, 2020
InstrumentR-2020-007366
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateAug 18, 2025
Change Frequency5 Years
Min Rate At Change1.37%
Max Rate At Change6.37%
IndexPrime Rate
Max Rate7.37%

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateSep 05, 2019
Property Address13 E EDGEWATER DR, FULTON, NY 13069-3406
Document Number0000007800
Instrument DateAug 23, 2019
Instrument7800
Transaction TypeTransfer
Record UpdatedNov 07, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13 E EDGEWATER DR FULTON NY 130693406, FULTON, NY 13069-3406

Tax Assessment & Valuation

Source: Oswego County and Fulton City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityFulton City
Unified School DistrictFulton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,539.00 (-13.57%)$341,000 (-) Land $43,600 Building $297,400$448,684 (+10.53%) Land $57,368 Building $391,316
2024$20,293.00$341,000 (+57%) Land $43,600 Building $297,400$405,952 (+71.95%) Land $51,905 Building $354,047
2023$217,200 Land $43,600 Building $173,600$236,087 Land $47,391 Building $188,696

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750211032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimNov 1979 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 190 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemFULTON CITY
serves 16,600 people
Water SourcePurchased surface water from OCWA
Last State InspectionSep 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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