13 Dover St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 13 Dover St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,379 sqft · built 1967
Lot Size0.29 acres (12,614 sqft)
OwnerIndividual Name on File
Last Sale$639,000 (Aug 2005)
Tax Bill$136 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNCONC M:14E B:3374

Property Details

APN / Parcel Number

Primary APNCONC M:14E B:3374
Alternative APNs
  • M:00014E B:03374-00000
  • 5796

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,379 sqft Living Area
Gross Area4,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1977
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area12,614 sqft (0.29 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number5796
Street Address13 DOVER ST
CityCONCORD
StateMA
Zip01742-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block3374
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group4
Census Block4010
Census Tract361100

Owner

13 Dover St is owned and occupied by an individual who bought it in August 2005.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address13 DOVER ST, CONCORD, MA 01742-5712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Jun 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Nov 18, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2005 · Amount on File
Deed SaleAug 30, 2005 · Amount on File
Prior SaleJun 22, 2001 · Amount on File
Deed Document Number2005191655
Deed Book / Page45987 / 348
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address13 DOVER ST, CONCORD, MA 01742-5712
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080388-517
DateJul 6, 2022
Book Page80388/517
Instrument102469
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address13 DOVER ST, CONCORD, MA 01742-5712
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078053-216
DateJun 18, 2021
Book Page78053/216
Instrument138836
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address13 DOVER ST, CONCORD, MA 01742-5712
Document Number70433-61
Book / Page070433 / 000061
Instrument DateNov 18, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70433-61
DateDec 26, 2017
Book Page070433/000061
Instrument8500
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Dover St was $136, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$136.00 (-99%)$1,026,200 (-0.6%) Land $470,400 Building $555,800$1,024,480
2024$13,555.00 (+6.36%)$1,032,400 (+4.99%) Land $470,400 Building $562,000
2023$12,744.00$983,300 Land $448,000 Building $535,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Dover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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