13 Dover Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 13 Dover Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,152 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$130,500 (2020)
Tax Bill	$5,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.5-11-5`
Alternative APN	`280005900500110050000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,152 sqft Living Area
1st Floor	768 sqft 1st Floor
Upper Floors	384 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	125 ft x 62 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	200 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	13 DOVER DR
City	SCHENECTADY
State	NY
Zip	12303-2112
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,2DM FRED ROMANO-13D 2.-184-16
Legal Block	11
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1019
Census Tract	33300

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.5-11-5

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 DOVER DR, SCHENECTADY, NY 12303-2112
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Jan 24, 2007 · Amount on Record
Deed Doc Number	202028249
Deed Book / Page	2041 / 910
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 22, 2020
Property Address	13 DOVER DR, SCHENECTADY, NY 12303-2112
Document Number	0000028249
Book / Page	2041 / 910
Instrument Date	Sep 17, 2020
Instrument	202028249
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 DOVER DR, 13, SCHENECTADY, NY 12303-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 COUNTY LINE RD, SCHENECTADY, NY 12306-2548

Mortgage

Document Number	0000028253
Date	Sep 22, 2020
Instrument	202028253

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 07, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,193.00	$142,000 (-) Land $8,900 Building $133,100	$218,500 (+16.97%) Land $13,695 Building $204,805
2023		$142,000 Land $8,900 Building $133,100	$186,800 Land $11,708 Building $175,092

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 5% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.